87 Rochelle Drive, St. Catharines

$649,900
87 Rochelle Drive

$649,900

New
18d
DetachedSidesplit 3

87 Rochelle Drive, St. Catharines

Total Monthly Obligation $3,348

HausQ Valuation Report
Beds
3
Baths
1
Park
6
Sqft
1100-1500
DOM
18d
Score
21
Yield
5.7%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-X13861430
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-62 × 100 ft
Listed on site-Oct 5, 2026
Style-Sidesplit 3
Building Type-Detached
Taxes-$4,221 (2026)
Parking-7 - Detached
Basement-Partially Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX DYNAMICS REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-flexible
Neighbourhood-441 - Bunting/Linwell
Title-Residential Freehold

No agent assigned

Welcome to this charming side-split home in the desirable North End of St. Catharines. Set in a quiet, family-friendly neighbourhood within walking distance of schools, this property offers no rear neighbours and direct access to the scenic Grantham Trail. Mature trees and beautiful landscaping surround the fully fenced backyard, creating an inviting space for outdoor enjoyment. A spacious driveway accommodates six vehicles, while the detached double-car garage provides added convenience.Inside, the bright and spacious layout features newly upgraded stainless steel appliances and three generously sized bedrooms on the upper level. The basement offers a spacious family room, while a large crawl space provides ample storage. Additional highlights include a furnace installed in 2024 and an owned hot water heater. Conveniently located close to schools, parks, and everyday amenities.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,348/mo
Mortgage $2,622
Monthly Loss $2,658
Principal$690
Interest$1,932
Property Tax$352
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.1%2
5-Year IRR
11.7%47
10-Year IRR
11.9%
Returns Index
24.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,792/yr
NOI
$24,392/yr
Net Cash Flow
-$589/mo
Cash Margin
-19.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
26.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 87 Rochelle Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.