48 Silver Birch Street, Kawartha Lakes

$479,900
48 Silver Birch Street

$479,900

New
19d
DetachedBungalow-Raised

48 Silver Birch Street, Kawartha Lakes

Total Monthly Obligation $2,480

HausQ Valuation Report
Beds
3
Baths
1
Park
4
Sqft
700-1100
DOM
19d
Score
22
Yield
5.5%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.6%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-X13861458
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-0.017 Feet
Listed on site-Oct 4, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-31-50
Taxes-$2,027.16 (2026)
Parking-5 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Propane)
Brokerage-Royal Heritage Realty Ltd.
Cooling-None
Laundry-No
Fireplace-Wood
Pool-None
Facing-South
Exterior-Brick Veneer, Vinyl Siding
Roof-Metal
Foundation-Block
Sewer-Septic
Possession-Imm
Neighbourhood-Verulam
Title-Residential Freehold

No agent assigned

Kawartha Living Made Easy! Move-in ready and packed with updates, this charming 3-bedroom home delivers incredible value at $479,900. Enjoy a beautifully remodelled main floor featuring a bright open-concept kitchen with quartz countertops, updated bathroom, newer siding, steel roof, updated propane forced-air heating, and an attached single car garage. The full unfinished basement is your blank canvas, finish it your way and add even more living space. Situated on a beautiful corner lot and walking distance to public access on Sturgeon Lake, you're perfectly positioned to enjoy boating, fishing, swimming and snowmobiling. Affordable, updated, and ready to enjoy Start Living the Kawartha Lifestyle Today!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$383,920
Land Transfer Taxes$6,073
Legal Fees (Est.)
$
Total cash required for closing$103,553

Total Monthly Obligation

$2,480/mo
Mortgage $1,936
Monthly Loss $1,970
Principal$509
Interest$1,426
Property Tax$169
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.8%2
5-Year IRR
11.1%43
10-Year IRR
11.4%
Returns Index
22.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,400/yr
NOI
$17,233/yr
Net Cash Flow
-$500/mo
Cash Margin
-22.7%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7412
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo67
Risk Index
32.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 48 Silver Birch Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.