140 Shade Street, Wilmot

$640,000
140 Shade Street

$640,000

New
18d
Detached2-Storey

140 Shade Street, Wilmot

Total Monthly Obligation $3,293

HausQ Valuation Report
Beds
4
Baths
1
Park
4
Sqft
1100-1500
DOM
18d
Score
19
Yield
5.0%
Cash on Cash
-2.7%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Detached
MLS® Number-X13862348
Beds-4
Bathrooms-1
Size-1100-1500 sqft
Lot Size-66.12 × 114.38 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,041 (2025)
Parking-5 - Detached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick Veneer
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Septic
Possession-30-59 days
Title-Residential Freehold

No agent assigned

FOLLOW THE YELLOW BRICK ROAD. CHARMING 2 STOREY YELLOW BRICK HOME ON ONE OF THE MOST COVETED STREETS IN TOWN. COUNTRY VIEWS FROM THE FRONT PORCH WITH YOUR MORNING COFFEE IN HAND. LARGE FOYER WITH EXTENSIVE WOODWORK OPENS ONTO THE LIVING ROOM WITH POCKET DOORS SEPARATING THE DINING ROOM FEATURING A LARGE BAY WINDOW. BRIGHT AND AIRY KITCHEN WITH PLENTY OF WINDOWS AND A DOOR TO THE BACK PORCH AND REAR YARD. 4 GOOD SIZED BEDROOMS AND A FULL BATH UPSTAIRS. THE BASEMENT HAS A FINISHED OFFICE ROOM. THE HOME IS SURROUNDED BY MATURE PINE AND SPRUCE TREES GIVING YOU LOTS OF PRIVACY IN BOTH THE FRONT AND BACK YARDS. DETACHED GARAGE HAS A WORKSHOP AREA IN ADDITION TO THE GARAGE SPACE. BRAND NEW ROOF IN 2026, SLATE PATIO IN BACK YARD, PERFECT FOR ENTERTAINING. GAS LINE TO BBQ. IMPRESSIVE PROPERTY WITH A COUNTRY FEEL AND ONLY AN 8 MINUTE WALK TO SCHOOLS AND DOWNTOWN CORE. BE SURE TO VIEW!

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$
%
%
$
$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$512,000
Land Transfer Taxes$9,275
Legal Fees (Est.)
$
Total cash required for closing$138,775

Total Monthly Obligation

$3,293/mo
Mortgage $2,582
Monthly Loss $2,614
Principal$679
Interest$1,902
Property Tax$337
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.7%1
5-Year IRR
9.5%32
10-Year IRR
10.2%
Returns Index
17.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,076/yr
NOI
$20,327/yr
Net Cash Flow
-$888/mo
Cash Margin
-33.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
25.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 140 Shade Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.