170 Cathcart Street 7, Lower Town - Sandy Hill

$550,000
170 Cathcart Street 7

$550,000

New
18d
Att/Row/Townhouse2-Storey

170 Cathcart Street 7, Lower Town - Sandy Hill

Total Monthly Obligation $3,072

Beds
2
Baths
2
Park
1
Sqft
1100-1500
DOM
18d
Score
21
Yield
5.9%
Cash on Cash
-0.8%
Cap Rate
4.4%
5Y IRR
15.0%
10Y IRR
14.1%
Property Type-Att/Row/Townhouse
MLS® Number-X13862618
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-15 × 72.6 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$5,740 (2026)
Parking-1 - None
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX DELTA REALTY TEAM
Cooling-Other
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete, Slab
Sewer-Sewer
Possession-TBD
Neighbourhood-4001 - Lower Town/Byward Market
Title-Residential Freehold

No agent assigned

Welcome to this charming two-bedroom, two-bathroom home offering a fantastic combination of character, comfort, and an unbeatable location. The main level features soaring ceilings, beautiful exposed beams, and a skylight that fills the space with natural light. Durable vinyl flooring adds a modern touch while maintaining the home's inviting character. Upstairs, the spacious primary bedroom features double doors, a skylight, walk-in closet, a private ensuite bathroom, and a second great-sized bedroom. The second level is comfortably carpeted, creating a warm and cozy feel. Ideally situated close to all amenities and just a short walk from some of the city's most iconic destinations, including the Market, National Gallery, National Arts Centre, Rideau Centre, and Parliament Hill. Enjoy the convenience of downtown living with shopping, dining, entertainment, public transit, and everyday essentials. A rare opportunity to own a home in one of the city's most convenient locations!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$440,000
Land Transfer Taxes$7,475
Legal Fees (Est.)
$
Total cash required for closing$118,975

Total Monthly Obligation

$3,072/mo
Mortgage $2,219
Monthly Loss $2,488
Principal$584
Interest$1,635
Property Tax$478
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.4%2
5-Year IRR
10.7%40
10-Year IRR
11.2%
Returns Index
21.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,520/yr
NOI
$19,028/yr
Net Cash Flow
-$633/mo
Cash Margin
-23.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7111
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
27.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 170 Cathcart Street 7

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.