90 Chatham Street, Belleville

$434,900
90 Chatham Street

$434,900

New
18d
Detached2-Storey

90 Chatham Street, Belleville

Total Monthly Obligation $2,520

Beds
4
Baths
2
Park
4
Sqft
1500-2000
DOM
18d
Score
26
Yield
7.3%
Cash on Cash
5.0%
Cap Rate
5.7%
5Y IRR
19.5%
10Y IRR
17.9%
Property Type-Detached
MLS® Number-X13862902
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-66 × 98 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$4,690.02 (2026)
Parking-6 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Royal Lepage ProAlliance Realty
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block, Concrete, Stone
Sewer-Sewer
Possession-TBD
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Welcome to 90 Chatham Street in Belleville. This two-storey home, built over 100 years ago, offers generous living space and a convenient location close to shopping, the hospital, churches and parks. The main floor features a spacious living room with a wood-burning fireplace, separate dining room, eat-in kitchen and three-piece bathroom. An office offers flexibility as an additional bedroom, while a rear mudroom provides convenient access to the fenced yard and rear deck. A lovely covered front porch offers a comfortable spot to sit and relax. Upstairs, you'll find four bedrooms, including one with a quaint adjoining sunroom, along with a shared three-piece bathroom. The unfinished basement includes laundry facilities and plenty of storage space. A detached two-car garage with a workshop area provides room for vehicles, tools and hobbies, while the paved driveway offers ample parking for several vehicles. Quick occupancy is available.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$347,920
Land Transfer Taxes$5,173
Legal Fees (Est.)
$
Total cash required for closing$93,653

Total Monthly Obligation

$2,520/mo
Mortgage $1,754
Monthly Loss $2,058
Principal$462
Interest$1,293
Property Tax$391
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.5%32
Cash-on-Cash
-1.8%5
5-Year IRR
14.4%67
10-Year IRR
14.1%
Returns Index
35.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
26/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,716/yr
NOI
$19,354/yr
Net Cash Flow
-$141/mo
Cash Margin
-5.4%2
Cash Flow Index
1.7/ 100
Risk Profile
Weight: 20%
DSCR
0.9221
LTV Ratio
80.0%18
Vacancy Buffer
3.8 mo65
Risk Index
34.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 90 Chatham Street

Time

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Data last updated within the past 24 hours.