178 Brophy's Lane, Blue Mountains

$645,000
178 Brophy's Lane

$645,000

New
18d
DetachedBungalow

178 Brophy's Lane, Blue Mountains

Total Monthly Obligation $3,247

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
18d
Score
72
Yield
9.7%
Cash on Cash
18.9%
Cap Rate
8.6%
5Y IRR
31.1%
10Y IRR
27.9%
Property Type-Detached
MLS® Number-X13863402
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-96.58 × 234.82 ft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,241 (2026)
Parking-4 - None
Basement-Crawl Space, Unfinished
Heating-Baseboard (Electric)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Other
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Stucco (Plaster)
Roof-Metal
Foundation-Concrete Block
Sewer-Septic
Possession-Immediate
Neighbourhood-Blue Mountains
Title-Residential Freehold

No agent assigned

Some properties are meant to be enjoyed, not added to your to-do list. Priced to sell, 178 Brophy's Lane offers a rare combination of land, location and immediate four-season enjoyment in the heart of The Blue Mountains. Set beneath mature trees on an impressive approximately 0.42-acre parcel, this fully furnished three-bedroom bungalow offers something increasingly difficult to find this close to Georgian Bay and the ski hills: space. A short walk down the lane brings you to a sandy Georgian Bay beach for swimming, paddling and summer days by the water. When winter arrives, Blue Mountain, Georgian Peaks, Alpine and Craigleith are all just minutes away. Inside, the home feels comfortable, relaxed and easy. The family room is anchored by a gas fireplace, exactly where you'll want to land after a day on the slopes, while the eat-in kitchen keeps everyone connected. Three bedrooms provide room for family and weekend guests, including a primary bedroom with its own 3-piece ensuite, plus a separate 4-piece bathroom. At the back of the home, the sunroom offers another place to slow down and take in the treed surroundings, whether it's morning coffee in July or watching the snow fall in January. Outside, the oversized private backyard gives you room to actually enjoy the property. There's a patio and firepit for long summer evenings, space for family and friends, and three sheds for skis, bikes, and paddleboards. For buyers comparing this property with vacant land nearby, the value proposition is especially compelling: approximately 0.42 acres, substantially more land than many newer lots in the area, plus a furnished three-bedroom home that can be enjoyed immediately. Turn the key, drop your bags and start enjoying it. 178 Brophy's Lane is priced to sell and ready for its next owner.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$516,000
Land Transfer Taxes$9,375
Legal Fees (Est.)
$
Total cash required for closing$139,875

Total Monthly Obligation

$3,247/mo
Mortgage $2,602
Monthly Loss $2,562
Principal$685
Interest$1,917
Property Tax$270
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
7.5%68
Cash-on-Cash
12.4%65
5-Year IRR
25.8%98
10-Year IRR
23.7%
Returns Index
78.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeA
72/ 100
Good•Buy

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$62,400/yr
NOI
$48,419/yr
Net Cash Flow
$1,433/mo
Cash Margin
27.6%92
Cash Flow Index
92.5/ 100
Risk Profile
Weight: 20%
DSCR
1.5577
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
47.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 178 Brophy's Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.