626 Haylock Gardens, Peterborough

$849,999
626 Haylock Gardens

$849,999

Price Change
18d
Detached2-Storey

626 Haylock Gardens, Peterborough

Total Monthly Obligation $4,365

Beds
5
Baths
4
Park
4
Sqft
2000-2500
DOM
18d
Score
17
Yield
4.6%
Cash on Cash
-5.2%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-X13863496
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-46.11 × 91.95 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$6,740 (2025)
Parking-6 - Attached
Basement-Walk-Out, Unfinished
Heating-Forced Air (Gas)
Brokerage-ONE PERCENT REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-Northcrest Ward 5
Title-Residential Freehold

No agent assigned

Executive Home in Peterborough! Welcome to 626 Haylock Gardens, an impressive all-brick home offering 5 bedrooms, 4 bathrooms and approximately 2,535 sq. ft. of above-grade living space, plus a full walkout basement. Built in 2021 with approximately $100,000 in builder upgrades, this exceptional home delivers the space, finishes and functionality today's families are looking for. The bright, open-concept main floor is designed for entertaining, featuring a stunning upgraded kitchen with Cambria countertops, large center island, Magic Corner cabinetry, tile backsplash and stainless steel appliances. The kitchen flows seamlessly into the dining and living areas, where a gas fireplace creates a warm focal point. A separate main-floor office provides the perfect work-from-home space. Upstairs is where this home truly stands apart - all 5 bedrooms AND the laundry are conveniently located on the second floor! The impressive primary retreat features a walk-in closet and luxurious 5-piece ensuite with heated floors, glass shower, double vanity and soaker tub. A second bedroom features its own private 3-piece ensuite, while a 4-piece family bath completes the level. The unfinished basement offers approximately 8-ft ceilings, a 3-piece bath rough-in and double-door walkout to the backyard, providing incredible potential for future living space. Complete with a double garage, central air and 200-amp service - Dont let this opportunity pass you by!

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%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$679,999
Land Transfer Taxes$13,475
Legal Fees (Est.)
$
Total cash required for closing$184,975

Total Monthly Obligation

$4,365/mo
Mortgage $3,429
Monthly Loss $3,463
Principal$902
Interest$2,526
Property Tax$562
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,904/yr
NOI
$23,774/yr
Net Cash Flow
-$1,448/mo
Cash Margin
-44.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
19.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 626 Haylock Gardens

Time

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