18 Margaret Graham Terrace, Smiths Falls

$439,900
18 Margaret Graham Terrace

$439,900

New
23d
Att/Row/Townhouse2-Storey

18 Margaret Graham Terrace, Smiths Falls

Total Monthly Obligation $2,149

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
23d
Score
28
Yield
6.3%
Cash on Cash
5.4%
Cap Rate
5.7%
5Y IRR
19.9%
10Y IRR
18.2%
Property Type-Att/Row/Townhouse
MLS® Number-X13863524
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-18.08 × 101.5 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Parking-2 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE INTEGRITY REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Other
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60-90 days
Neighbourhood-901 - Smiths Falls
Title-Residential Freehold

No agent assigned

Modern design, impressive upgrades, and exceptional energy efficiency come together in this thoughtfully designed three-bedroom townhome. Offering high-speed fibre internet, a functional multi-level layout, and over $40,000 in upgrades, this home delivers contemporary comfort with quality finishes throughout. The bright and inviting main living space is enhanced by beautiful hardwood flooring, creating a warm and polished backdrop for both everyday living and entertaining. The kitchen is equally impressive, featuring elegant quartz countertops, a generous island with pendant lighting, and additional upgraded quartz surfaces. Ceramic tile adds durability and style throughout the wet areas. The second level offers two well-appointed bedrooms and a full bathroom, providing a comfortable and versatile space for family, guests, or a home office. One level above, the entire third floor creates a private primary retreat, complete with a spacious walk-in closet, 3-piece ensuite featuring an upgraded 4-foot shower, and conveniently located laundry just steps from the bedroom. The lower level offers even more flexibility, with abundant natural light making it an ideal space for a welcoming family room, home office, gym, or additional lounge area. A single-car driveway provides added everyday convenience.With premium energy efficiency, high-speed connectivity, more than $40,000 in carefully selected upgrades, and a layout designed to maximize both privacy and functionality, this stylish townhome offers a modern, low-maintenance lifestyle from top to bottom. Book your private showing today!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$351,920
Land Transfer Taxes$5,273
Legal Fees (Est.)
$
Total cash required for closing$94,753

Total Monthly Obligation

$2,149/mo
Mortgage $1,774
Monthly Loss $1,682
Principal$467
Interest$1,307
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.6%33
Cash-on-Cash
-1.0%6
5-Year IRR
14.8%70
10-Year IRR
14.4%
Returns Index
37.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,600/yr
NOI
$20,340/yr
Net Cash Flow
-$79/mo
Cash Margin
-3.5%2
Cash Flow Index
2.4/ 100
Risk Profile
Weight: 20%
DSCR
0.9624
LTV Ratio
80.0%18
Vacancy Buffer
4.4 mo76
Risk Index
39.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 18 Margaret Graham Terrace

Time

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