286 CUSHMAN Road 123, St. Catharines

$369,999
286 CUSHMAN Road 123

$369,999

New
21d
Condo Townhouse2-Storey

286 CUSHMAN Road 123, St. Catharines

Total Monthly Obligation $2,310

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
1000-1199
DOM
21d
Score
25
Yield
7.4%
Cash on Cash
2.1%
Cap Rate
5.0%
5Y IRR
17.2%
10Y IRR
16.0%
Property Type-Condo Townhouse
MLS® Number-X13863976
Beds-3
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Condo Townhouse
Age-31-50
Taxes-$2,615 (2026)
Maintenance-$400/mo
Locker-None
Parking-2 - None
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Vinyl Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-Immediate
Neighbourhood-444 - Carlton/Bunting
Title-Residential Condo & Other

No agent assigned

Opportunity is knocking louder than ever at this vacant 3-bedroom condo townhouse, tucked into a quiet, nature-rich pocket of St. Catharines just steps from the Welland Canal and its scenic trail network. Perfect for morning walks, evening bike rides, or simply enjoying the green space right outside your door. Inside, a smart, functional layout offers comfortable living for families and downsizers alike, and the partially finished basement adds valuable bonus space for a rec room, home office, or gym, with room to finish it your way. The location keeps you close to schools, local amenities, and easy commuter access. With immediate possession available, this is a rare chance to move in fast and settle into a sought-after community without delay. Book your showing today!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$295,999
Land Transfer Taxes$4,025
Legal Fees (Est.)
$
Total cash required for closing$79,525

Total Monthly Obligation

$2,310/mo
Mortgage $1,492
Monthly Loss $1,918
Principal$393
Interest$1,100
Property Tax$218
Condo Fees$400
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.8%3
5-Year IRR
12.9%56
10-Year IRR
13.0%
Returns Index
29.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,456/yr
NOI
$14,895/yr
Net Cash Flow
-$251/mo
Cash Margin
-11.0%1
Cash Flow Index
0.6/ 100
Risk Profile
Weight: 20%
DSCR
0.8316
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
35.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 286 CUSHMAN Road 123

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.