44 Rykert Street, St. Catharines

$299,900
44 Rykert Street

$299,900

New
20d
DetachedBungalow-Raised

44 Rykert Street, St. Catharines

Total Monthly Obligation $1,796

HausQ Valuation Report
Beds
1
Baths
1
Park
2
Sqft
< 700
DOM
20d
Score
25
Yield
6.9%
Cash on Cash
3.7%
Cap Rate
5.4%
5Y IRR
18.5%
10Y IRR
17.1%
Property Type-Detached
MLS® Number-X13864994
Beds-1
Bathrooms-1
Size-< 700 sqft
Lot Size-53 × 90.5 ft
Listed on site-Oct 3, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$2,538.05 (2025)
Parking-2 - None
Basement-Unfinished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Neighbourhood-458 - Western Hill
Title-Residential Freehold

No agent assigned

Attention Investors and or First Time Buyers,! Welcome To 44 Rykert Street in St. Catharines. This property offers R2 Zoning and with a Large Fenced Rear Yard sitting on a Large Corner Lot it offers tons of possibilities of either a Detached Accessory Unit (ADU) being built in the rear yard or there is a possibility of potentially severing the property which could allow 2 separate detached buildings with potentially 2 ADU units in each building . You can also just add on to the existing building and have potentially 4 units on the property. This Priced to Sell Current One Bedroom, One Floor Living is Clean and Move-In Ready and it offers a Professionally Waterproofed Full Basement With a Separate Entrance which can potentially also be finished off into a separate interior basement ADU. This Property is Better Than A Condo as you have your own private backyard and it is priced to Sell and it is priced cheaper than most Condos.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$239,920
Land Transfer Taxes$2,974
Legal Fees (Est.)
$
Total cash required for closing$64,454

Total Monthly Obligation

$1,796/mo
Mortgage $1,210
Monthly Loss $1,478
Principal$318
Interest$891
Property Tax$212
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.4%3
5-Year IRR
12.3%53
10-Year IRR
12.6%
Returns Index
27.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$20,808/yr
NOI
$11,689/yr
Net Cash Flow
-$236/mo
Cash Margin
-13.6%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8114
LTV Ratio
80.0%18
Vacancy Buffer
5.3 mo86
Risk Index
39.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44 Rykert Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.