89 Acacia Road, Pelham

$649,000
89 Acacia Road

$649,000

New
18d
Att/Row/Townhouse2-Storey

89 Acacia Road, Pelham

Total Monthly Obligation $3,476

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
18d
Score
17
Yield
4.4%
Cash on Cash
-6.7%
Cap Rate
3.1%
5Y IRR
10.3%
10Y IRR
10.4%
Property Type-Att/Row/Townhouse
MLS® Number-X13865054
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-26.31 × 105.26 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-New
Taxes-$5,796 (2025)
Parking-2 - Built-In
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-SAVE MAX REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-662 - Fonthill
Title-Residential Freehold

No agent assigned

END UNIT LIKE SEMI -- Townhome In The Heart of Fonthill. This Modern Home Features 3 Bedrooms, 2.5 Bathrooms. Main Level Features Spacious Living Space, Breakfast Area, Open Concept Kitchen With Upgraded Cabinets Stainless Steel Appliances, Laminate floors, Walk Out To The Backyard, & Convenient Access From The Garage To Home. Upper Level Boasts Of Large Master Bedroom With 4 Pcs Ensuite, Large Walk In Closet, 2 Other Spacious Bedrooms & Convenient Second Floor Laundry Room. Loads Of Natural Sun Shines Thru Large Windows Creating A Bright Atmosphere. Easy Access To All The Greatest Attractions That Niagara Has To Offer, Easy Access To The Hwy 406, QEW & Other Major Routes Makes Getting Around Effortless. Close Proximity To Grocery, Bank, Niagara College, Brock University, Hospital, Schools & Parks. One Garage Parking And One Driveway Parking For Added Convenience.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,200
Land Transfer Taxes$9,455
Legal Fees (Est.)
$
Total cash required for closing$140,755

Total Monthly Obligation

$3,476/mo
Mortgage $2,618
Monthly Loss $2,787
Principal$689
Interest$1,929
Property Tax$483
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.5%0
5-Year IRR
6.6%17
10-Year IRR
8.0%
Returns Index
9.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,500/yr
NOI
$15,354/yr
Net Cash Flow
-$1,338/mo
Cash Margin
-56.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.495
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo46
Risk Index
22.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 89 Acacia Road

Time

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Data last updated within the past 24 hours.