103 Courtney Street, Cambridge

$774,900
103 Courtney Street

$774,900

Price Change
18d
Detached1 1/2 Storey

103 Courtney Street, Cambridge

Total Monthly Obligation $3,887

Beds
3
Baths
2
Park
3
Sqft
1500-2000
DOM
18d
Score
17
Yield
4.4%
Cash on Cash
-5.3%
Cap Rate
3.4%
5Y IRR
11.4%
10Y IRR
11.3%
Property Type-Detached
MLS® Number-X13865124
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-54.09 × 130.45 ft
Listed on site-Oct 5, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,634 (2025)
Parking-3 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-South
Exterior-Brick, Metal/Steel Siding
Roof-Metal
Foundation-Stone
Sewer-Septic
Possession-Flexible
Title-Residential Freehold

No agent assigned

What makes this home especially appealing is the combination: century-home character and 10 foot ceilings, beautiful views, modernized living spaces and significant updates already completed. It has the warmth and personality of a home with history without asking you to give up the comforts you want today like a primary ensuite right out of a luxury hotel. Some homes are easy to understand from the photos. This one deserves to be experienced in person. Built in 1900 and beautifully updated for today, this is the kind of home that immediately makes you curious to see more. Step inside and you'll find generous rooms and the character you simply don't find in newer construction, complemented by thoughtful improvements throughout. A main floor laundry room and bathrooms that have been transformed into spa-like retreats, updated in 2022 and 2024, creating spaces that feel luxurious and relaxing. The updated gourmet kitchen is made for both everyday living and entertaining, while the kitchen and family room take full advantage of a beautiful outlook through a wall of windows that brings the outdoors in. Behind the charm is a long list of important improvements. The wiring and plumbing have been updated, the furnace, air conditioning and HVAC system were updated in 2020, main-floor windows in 2021, the concrete driveway in 2021, then updated in 2026 with concrete curbs and integrated catch-basins and a French drain between the driveway and the house for additional peace of mind., kitchen in 2022, washer and dryer in 2022, sump pump in 2024, and the metal roof adds another valuable feature for peace of mind.. The large backyard is private with a great view. Off the deck you'll find a large storage/workshop area perfect for the handy person or hobbyist. This home should be on your "must see" list.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$619,920
Land Transfer Taxes$11,973
Legal Fees (Est.)
$
Total cash required for closing$168,453

Total Monthly Obligation

$3,887/mo
Mortgage $3,126
Monthly Loss $3,064
Principal$823
Interest$2,303
Property Tax$386
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.7%1
5-Year IRR
8.0%23
10-Year IRR
9.0%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,816/yr
NOI
$21,300/yr
Net Cash Flow
-$1,351/mo
Cash Margin
-47.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 103 Courtney Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.