14 Oriole Lane, St. Thomas

$569,000
14 Oriole Lane

$569,000

Price Change
17d
DetachedBungalow

14 Oriole Lane, St. Thomas

Total Monthly Obligation $3,028

Beds
2
Baths
2
Park
4
Sqft
1100-1500
DOM
17d
Score
22
Yield
6.0%
Cash on Cash
1.0%
Cap Rate
4.8%
5Y IRR
16.3%
10Y IRR
15.2%
Property Type-Detached
MLS® Number-X13865408
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-39.99 × 107.81 ft
Listed on site-Oct 6, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$4,288 (2025)
Parking-5 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Welcome to this beautifully situated home tucked away on a quiet cul-de-sac in the sought-after Lake Margaret neighbourhood. Offering a fantastic layout for those looking for main-floor living, this home features the primary bedroom, second bedroom, accessible 4-piece bathroom and laundry all conveniently located on the main level. Enjoy an exceptional location just around the corner from Lake Margaret, where you can fish, hike, canoe or paddleboard in the summer and skate in the winter. You can even enjoy the Pinafore Park fireworks from your own backyard! Inside, the bright open-concept main floor features vaulted ceilings and a spacious living room flowing into the dining area and kitchen. The finished lower level offers outstanding additional living space and is an ideal setup for teenagers, guests or a growing family, with a large family room, separate recreation area, office and 3-piece bathroom, plus potential to create 2 additional bedrooms. Outside, enjoy a backyard complete with a deck and storage shed, along with 2 natural gas lines ready for a BBQ and fire table. Parking for 4 vehicles plus an attached garage adds everyday convenience. A great opportunity for buyers who want the ease of main-floor living without sacrificing the extra space of a fully finished lower level.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$455,200
Land Transfer Taxes$7,855
Legal Fees (Est.)
$
Total cash required for closing$123,155

Total Monthly Obligation

$3,028/mo
Mortgage $2,295
Monthly Loss $2,424
Principal$604
Interest$1,691
Property Tax$357
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.6%3
5-Year IRR
12.0%50
10-Year IRR
12.2%
Returns Index
26.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,080/yr
NOI
$21,884/yr
Net Cash Flow
-$472/mo
Cash Margin
-16.6%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7914
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
28.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Oriole Lane

Time

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