58 Ann Street, Thorold

$649,900
58 Ann Street

$649,900

New
17d
DetachedBungalow

58 Ann Street, Thorold

Total Monthly Obligation $3,302

Beds
4
Baths
2
Park
6
Sqft
1100-1500
DOM
17d
Score
21
Yield
5.5%
Cash on Cash
-0.1%
Cap Rate
4.6%
5Y IRR
15.5%
10Y IRR
14.5%
Property Type-Detached
MLS® Number-X13865456
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 121 ft
Listed on site-Oct 6, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,664 (2025)
Parking-7 - Attached
Basement-Finished, Separate Entrance, Full, Apartment
Heating-Forced Air (Gas)
Brokerage-RIGHT CHOICE HAPPENINGS REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-557 - Thorold Downtown
Title-Residential Freehold

No agent assigned

Welcome to this beautifully renovated, turn-key 4-bedroom, 2-bathroom bungalow! Featuring 5/8" engineered hardwood flooring over a new subfloor, a custom kitchen with quartz waterfall countertop and brand-new appliances, plus new windows and interior and exterior doors throughout. The updated 4-piece bathroom adds to the move-in-ready appeal. The fully self-contained 1-bedroom, 1-bathroom basement unit offers excellent flexibility for extended family, guests, or potential rental income. Outside, enjoy a brand-new deck and a great yard space. A complete package with quality updates throughout-just move in and enjoy!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,302/mo
Mortgage $2,622
Monthly Loss $2,612
Principal$690
Interest$1,932
Property Tax$305
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.3%2
5-Year IRR
11.5%46
10-Year IRR
11.7%
Returns Index
24.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,856/yr
NOI
$24,106/yr
Net Cash Flow
-$613/mo
Cash Margin
-20.5%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
26.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 58 Ann Street

Time

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Data last updated within the past 24 hours.