81 Mackenzie King Avenue, St. Catharines

$1,359,000
81 Mackenzie King Avenue

$1,359,000

New
17d
Detached2-Storey

81 Mackenzie King Avenue, St. Catharines

Total Monthly Obligation $6,778

Beds
5
Baths
4
Park
6
Sqft
3000-3500
DOM
17d
Score
15
Yield
3.5%
Cash on Cash
-9.7%
Cap Rate
2.5%
5Y IRR
8.0%
10Y IRR
8.7%
Property Type-Detached
MLS® Number-X13867180
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-38.71 × 118 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$11,057 (2025)
Parking-8 - Attached
Basement-Apartment, Finished, Finished with Walk-Out, Full, Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Stucco (Plaster), Other
Roof-Shingles, Other
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-455 - Secord Woods
Title-Residential Freehold

No agent assigned

Sophistication and modern engineering converge at 81 Mackenzie King, an architectural masterpiece where uncompromising custom luxury meets a brilliant contemporary design. Passing the sleek front porch, you are greeted by a grand foyer that sets an immediate impression of style and scale. Grounded by beautiful premium flooring, the open-concept main floor delivers an incredibly airy feel, seamlessly uniting the expansive living and dining with a high-end chef's kitchen centered around a massive island, premium integrated panelled appliances, and two custom walk-in pantries. This level features a main-floor laundry room and a sophisticated powder room. A striking staircase with sleek glass railing guides you upstairs to a very spacious loft area. This level hosts a large primary retreat defining opulence with his-and-hers closets and a spa-like ensuite with a separate bathtub and a standalone shower. The wide, sun-drenched hallway leads you to an exclusive private balcony, alongside two other generous bedrooms equipped with built-in closets and a second full bath. True luxury extends below to the impressive walk-out basement with an open-concept living/dining area, a full-size kitchenette, a second laundry, and two large bedrooms joined by a full Jack-and-Jill bathroom. The lower level showcases polished concrete floors equipped with energy-efficient radiant in-floor heating-a hidden mechanical comfort that also extends into the insulated garage. Two oversized glass patio doors off the dining areas on both levels create flawless transitions to the exterior living spaces, leading from the main deck and lower patio out to a pristine, fully fenced backyard oasis bordered by mature privacy greens. Complete with premium German tilt-and-turn windows featured throughout, a 6-car concrete driveway, a fully owned tankless hot water system, and a separate side entrance into the grade-level walk-out, this home provides an unmatched, turnkey lifestyle.

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%
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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,087,200
Land Transfer Taxes$23,655
Legal Fees (Est.)
$
Total cash required for closing$296,955

Total Monthly Obligation

$6,778/mo
Mortgage $5,482
Monthly Loss $5,336
Principal$1,443
Interest$4,039
Property Tax$921
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.4%12
10-Year IRR
7.0%
Returns Index
7.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,000/yr
NOI
$27,643/yr
Net Cash Flow
-$3,178/mo
Cash Margin
-79.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
14.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 81 Mackenzie King Avenue

Time

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