161 River Street E, Trent Hills

$399,900
161 River Street E

$399,900

New
17d
DetachedBungalow

161 River Street E, Trent Hills

Total Monthly Obligation $2,228

HausQ Valuation Report
Beds
2
Baths
2
Park
2
Sqft
700-1100
DOM
17d
Score
32
Yield
7.7%
Cash on Cash
8.1%
Cap Rate
6.3%
5Y IRR
22.1%
10Y IRR
20.0%
Property Type-Detached
MLS® Number-X13867192
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-82.54 × 66.68 ft
Listed on site-Oct 6, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,877 (2025)
Parking-3 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK EASTERN REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Metal
Foundation-Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-Campbellford
Title-Residential Freehold

No agent assigned

| CAMPBELLFORD | Well-loved and maintained by its current owner since 2004, this affordable brick bungalow is ready for its next chapter. Set on a corner lot in Campbellford, a hedge wraps around the front and side perimeter, creating a sense of privacy while keeping you close to shopping, the hospital, and everyday amenities. Inside, two bedrooms, two baths and a generously sized eat-in kitchen offer a comfortable place to call home, with room around the table for a cup of coffee and good company. The partially finished lower level offers potential for a third bedroom, if required. Some cosmetic updates would bring a fresh look to the interior while allowing you to make it your own. A metal roof (2013), natural gas furnace (2024), and central air (2025) provide peace of mind. Enjoy everything Campbellford has to offer, from fresh treats at Dooher's Bakery and browsing downtown shops to leisurely strolls along the Trent River, scenic walks in Ferris Provincial Park and views from the Ranney Gorge Suspension Bridge. Whether you're starting out or looking to downsize, this cherished home offers an inviting opportunity. Approximately 40 minutes from Peterborough and Belleville, and 50 minutes from Cobourg.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,228/mo
Mortgage $1,613
Monthly Loss $1,803
Principal$424
Interest$1,189
Property Tax$240
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%38
Cash-on-Cash
0.9%9
5-Year IRR
16.5%80
10-Year IRR
15.9%
Returns Index
43.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
32/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,600/yr
NOI
$20,163/yr
Net Cash Flow
$67/mo
Cash Margin
2.6%8
Cash Flow Index
7.8/ 100
Risk Profile
Weight: 20%
DSCR
1.0430
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo73
Risk Index
40.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 161 River Street E

Time

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