222 Bel Air Avenue, Hamilton

$630,000
222 Bel Air Avenue

$630,000

Price Change
17d
DetachedBungalow

222 Bel Air Avenue, Hamilton

Total Monthly Obligation $3,302

Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
17d
Score
18
Yield
4.4%
Cash on Cash
-5.9%
Cap Rate
3.3%
5Y IRR
10.9%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-X13867582
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 141.9 ft
Listed on site-Oct 6, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,630 (2026)
Parking-3 - None
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS COMPLETE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Not Applicable
Sewer-Sewer
Possession-Flexible
Neighbourhood-Winona
Title-Residential Freehold

No agent assigned

Solid brick bungalow on a spacious 60' x 142' lot in Stoney Creek's established Winona neighborhood. This 3-bedroom, 1-bathroom home offers well-laid-out main floor living, anchored by a brand new kitchen and appliances - white cabinetry, stainless steel finishes, and wood-look flooring that flows into bright living and dining spaces. The main level also features built-in cabinetry, a renovated 3-piece bath, and in-law suite potential. Downstairs, the full basement is partially finished with a generous recreation room plus a separate laundry and utility area - ready for your vision. Outside, a private driveway parks 3 vehicles, and the fully fenced, mature-treed backyard includes a concrete patio pad and two storage sheds for extra space. Forced-air heat and central air keep it comfortable year-round. Set in a quiet, established pocket close to schools, parks, shopping, and highway access, this is a solid opportunity for first-time buyers, downsizers, or investors. Don't miss it!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$504,000
Land Transfer Taxes$9,075
Legal Fees (Est.)
$
Total cash required for closing$136,575

Total Monthly Obligation

$3,302/mo
Mortgage $2,541
Monthly Loss $2,633
Principal$669
Interest$1,873
Property Tax$386
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.2%19
10-Year IRR
8.5%
Returns Index
10.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,864/yr
NOI
$15,948/yr
Net Cash Flow
-$1,212/mo
Cash Margin
-52.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo49
Risk Index
24.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 222 Bel Air Avenue

Time

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Data last updated within the past 24 hours.