5164 St Lawrence Avenue, Niagara Falls

$549,900
5164 St Lawrence Avenue

$549,900

Price Change
17d
Detached2-Storey

5164 St Lawrence Avenue, Niagara Falls

Total Monthly Obligation $2,791

Beds
3
Baths
4
Park
2
Sqft
700-1100
DOM
17d
Score
22
Yield
5.5%
Cash on Cash
0.4%
Cap Rate
4.7%
5Y IRR
15.9%
10Y IRR
14.9%
Property Type-Detached
MLS® Number-X13868416
Beds-3
Bathrooms-4
Size-700-1100 sqft
Lot Size-33 × 50 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,378.49 (2026)
Parking-2 - None
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-REAL ESTATE HOMEWARD
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Board & Batten , Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block, Concrete
Sewer-Sewer
Possession-Anytime after Nov 15th
Neighbourhood-210 - Downtown
Title-Residential Freehold

No agent assigned

Say goodbye to renovation projects and hello to your own little slice of calm. Completely transformed in 2020, this home brings together modern style, thoughtful design, and a few seriously good reasons to stay in. The spa inspired bathroom steals the show with heated floors and a gorgeous freestanding tub made for long soaks and leaving the world on pause. Outside? A low-maintenance yard means less mowing, more lounging, and weekends spent enjoying life instead of tackling a to-do list. Add a private deck off the kitchen, a welcoming front porch, and a fully finished basement with its own kitchen, bedroom, bathroom, and walkout perfect for in-laws or potential rental income. With 3.5 bathrooms and a location just minutes from Downtown Niagara, shops, and amenities, this home has room to live, relax, and make it your own. The work is done. Your slippers are waiting.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,791/mo
Mortgage $2,218
Monthly Loss $2,208
Principal$584
Interest$1,634
Property Tax$198
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.1%2
5-Year IRR
11.6%47
10-Year IRR
11.8%
Returns Index
24.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,480/yr
NOI
$20,554/yr
Net Cash Flow
-$505/mo
Cash Margin
-19.9%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
29.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5164 St Lawrence Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.