60 Oliver Street, Guelph

$649,900
60 Oliver Street

$649,900

Price Change
17d
Detached1 1/2 Storey

60 Oliver Street, Guelph

Total Monthly Obligation $3,365

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
17d
Score
20
Yield
5.4%
Cash on Cash
-1.1%
Cap Rate
4.3%
5Y IRR
14.7%
10Y IRR
13.9%
Property Type-Detached
MLS® Number-X13868644
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-33.33 × 130.5 ft
Listed on site-Oct 6, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$4,423.44 (2025)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT GOLFI REALTY INC.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle, Metal
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. Patrick's Ward
Title-Residential Freehold

No agent assigned

Welcome to 60 Oliver Street, a charming 1925 home tucked into Guelph's historic St. Patrick's Ward. Set on an oversized lot, this 3-bedroom, 2-bathroom home offers over 1,200 sq. ft. of living space and a rare combination of original character, thoughtful updates and an incredible backyard. A covered front porch provides the perfect spot for morning coffee before stepping inside, where tall trim, oak hardwood floors and the warmth of a century home carry throughout the main level. The spacious living and dining areas offer plenty of room to gather, while the functional kitchen features ample cabinetry, counter space and a centre island, flowing into additional flexible living space that can adapt as a home office, playroom, breakfast area or whatever suits your lifestyle. Upstairs you'll find three bedrooms and a beautifully updated bathroom (2022) featuring a freestanding tub, tiled feature wall and modern fixtures. Outside, the deep, fully fenced backyard offers an impressive amount of green space for kids, pets, gardening or entertaining, along with a storage shed and plenty of room to make it your own. Major improvements provide added peace of mind, including furnace (2023), electrical panel (2023), hot water tank (2024), waste stack plumbing (2022), sewer line (2022), most plumbing (2022), partial asphalt roof replacement (2022) and fresh paint throughout. All of this is in one of Guelph's most distinctive neighbourhoods, known for its historic character, walkable streets and strong sense of community, with easy access to Downtown Guelph, the Speed River, trails, parks and everyday amenities. With continued investment in the surrounding area, including improved cycling and pedestrian connections, York Road infrastructure upgrades and planned redevelopment bringing new green space, pathways and public gathering spaces to The Ward, this is an opportunity to own a character-filled home in a neighbourhood that continues to evolve.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,365/mo
Mortgage $2,622
Monthly Loss $2,675
Principal$690
Interest$1,932
Property Tax$369
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.8%41
10-Year IRR
11.2%
Returns Index
21.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,256/yr
NOI
$22,807/yr
Net Cash Flow
-$721/mo
Cash Margin
-24.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
25.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 60 Oliver Street

Time

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