644 Valin Street, Orleans - Cumberland and Area

$699,900
644 Valin Street

$699,900

Price Change
18d
Detached2-Storey

644 Valin Street, Orleans - Cumberland and Area

Total Monthly Obligation $3,615

Beds
4
Baths
4
Park
4
Sqft
1500-2000
DOM
18d
Score
20
Yield
5.3%
Cash on Cash
-1.6%
Cap Rate
4.2%
5Y IRR
14.3%
10Y IRR
13.6%
Property Type-Detached
MLS® Number-X13868860
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-32.84 × 108.2 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$5,004.15 (2025)
Parking-6 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-BENNETT PROPERTY SHOP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-1106 - Fallingbrook/Gardenway South
Title-Residential Freehold

No agent assigned

YOUR SEARCH IS OVER! Featuring a convenient double garage, this turn-key, 4-bedroom, 4-bathroom residence is ideally located near schools, shopping, and recreation, offering a completely carpet-free interior with durable hardwood and ceramic tile throughout every level, including the basement. The main floor boasts 9-foot ceilings, extensive pot lighting, crown mouldings, and a spacious kitchen and eating area that flows into a family room highlighted by a natural gas fireplace with a striking stone wall. The primary suite offers a large walk-in closet and a full ensuite with a soaker tub and separate shower, while the fully finished basement provides an ideal private retreat for out-of-town guests with ceramic tile flooring, a large bedroom, a den, a 4-piece bathroom, and ample storage space. ALL THAT'S MISSING IS YOU! 24 hours irrevocable on all offers.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,615/mo
Mortgage $2,823
Monthly Loss $2,872
Principal$743
Interest$2,080
Property Tax$417
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%22
Cash-on-Cash
-6.5%2
5-Year IRR
10.5%39
10-Year IRR
11.0%
Returns Index
20.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,332/yr
NOI
$24,095/yr
Net Cash Flow
-$815/mo
Cash Margin
-26.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7110
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
23.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 644 Valin Street

Time

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Data last updated within the past 24 hours.