120 Springvalley Centre 107, Hamilton

$439,777
120 Springvalley Centre 107

$439,777

New
17d
Condo ApartmentApartment

120 Springvalley Centre 107, Hamilton

Total Monthly Obligation $2,739

Beds
1
Baths
1
Park
1
Sqft
800-899
DOM
17d
Score
18
Yield
6.0%
Cash on Cash
-4.5%
Cap Rate
3.6%
5Y IRR
12.0%
10Y IRR
11.8%
Property Type-Condo Apartment
MLS® Number-X13869542
Beds-1
Bathrooms-1
Size-800-899 sqft
Listed on site-Oct 6, 2026
Style-Apartment
Building Type-Condo Apartment
Age-New
Taxes-$3,783 (2026)
Maintenance-$450/mo
Locker-Owned
Parking-1 - None
Basement-None
Heating-Forced Air (Ground Source)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick, Stone
Possession-FLEXIBLE
Neighbourhood-Gourley
Title-Residential Condo & Other

No agent assigned

Discover sophisticated urban living in this beautifully maintained 1-bedroom plus den condominium, thoughtfully designed for those who appreciate contemporary style, comfort, and low-maintenance living. The bright, open-concept layout creates a seamless connection between the kitchen, dining, and living areas, making the space ideal for both everyday living and entertaining. The modern kitchen features stainless steel appliances, stone countertops, ample cabinetry, and a generous peninsula with seating-perfect for casual meals, morning coffee, or gathering with guests. The adjoining living and dining areas are filled with natural light and offer a comfortable, well-proportioned space to relax or entertain. The spacious primary bedroom provides a peaceful retreat with excellent closet space, while the versatile den is ideal for a home office, study, reading room, or additional flex space. A well-appointed bathroom, in-suite laundry, contemporary flooring, and neutral finishes add to the home's move-in-ready appeal. Additional conveniences include one surface parking space and a private storage locker, providing valuable everyday functionality. With its thoughtful layout, modern finishes, and easy condominium lifestyle, this home is an excellent option for professionals, downsizers, first-time buyers, or anyone seeking a stylish lock-and-leave property with added flexibility.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$361,673($9,851 CMHC)
Land Transfer Taxes$5,271
Legal Fees (Est.)
$
Total cash required for closing$94,726

Total Monthly Obligation

$2,789/mo
Mortgage $1,824
Monthly Loss $2,309
Principal$480
Interest$1,344
Property Tax$315
Condo Fees$450
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-10.2%1
5-Year IRR
6.6%17
10-Year IRR
8.8%
Returns Index
10.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,436/yr
NOI
$12,209/yr
Net Cash Flow
-$806/mo
Cash Margin
-36.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
82.2%14
Vacancy Buffer
3.4 mo59
Risk Index
26.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 120 Springvalley Centre 107

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.