26 Arthur Avenue, St. Thomas

$299,000
26 Arthur Avenue

$299,000

New
16d
Detached2 1/2 Storey

26 Arthur Avenue, St. Thomas

Total Monthly Obligation $1,823

Beds
4
Baths
3
Park
6
Sqft
2000-2500
DOM
16d
Score
77
Yield
11.8%
Cash on Cash
25.3%
Cap Rate
10.0%
5Y IRR
36.5%
10Y IRR
32.9%
Property Type-Detached
MLS® Number-X13870232
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-54.02 × 137.6 ft
Listed on site-Oct 7, 2026
Style-2 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$2,899 (2026)
Parking-8 - Detached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX PROFESSIONALS INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Exceptional opportunity in desirable St. Thomas! This large 2-1/2 Storey Century Home is brimming with character, space and endless potential! This value-priced detached solid brick property sits on one of the larger lots in the neighbourhood (54ft x 137ft) and contains ample space including a large side yard, a very large backyard and ample parking. Zoned a duplex, this property contains 2 kitchens, 4 bedrooms & 3 bathrooms. Perfect for renovators, investors, or savvy buyers looking to build instant equity. By securing this property at a substantial discount compared to neighboring renovated homes, you get to customize every detail to your exact taste. The main floor features impressive soaring ceiling's, stained glass windows, original craftsman styled staircase, original hardwood floors, and 9 inch solid wood baseboards. This character property is rounded out with original doors, trim and antique doorhandles. The foyer and formal living and dining areas are incredibly spacious. The kitchen directly accesses the large rear yard and private parking. A separate 2 car tandem garage provides opportunity for vehicles and a hobby/work shop. Upstairs, the spacious 2nd floor hosts 4 bedrooms, a washroom and plenty of storage, continue to the 3rd floor to see the potential for a grand primary suite, a tv/play area for the kids or a separate apartment. This home has a high walkability score with access to downtown St. Thomas, restaurants, and retail just a block away (Canadian Tire, Walmart, Tim Hortons, Dollarama and much more...). Floorplans attached. A rare chance to transform a solid home with great bones into your ultimate dream vision!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$239,200
Land Transfer Taxes$2,960
Legal Fees (Est.)
$
Total cash required for closing$64,260

Total Monthly Obligation

$1,823/mo
Mortgage $1,206
Monthly Loss $1,505
Principal$317
Interest$889
Property Tax$242
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
8.2%75
Cash-on-Cash
15.5%80
5-Year IRR
28.6%99
10-Year IRR
26.3%
Returns Index
86.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeA
77/ 100
Good•Buy

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$24,461/yr
Net Cash Flow
$832/mo
Cash Margin
28.2%93
Cash Flow Index
93.4/ 100
Risk Profile
Weight: 20%
DSCR
1.6985
LTV Ratio
80.0%18
Vacancy Buffer
5.1 mo84
Risk Index
62.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 26 Arthur Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.