95 Grier Street, Belleville

$364,900
95 Grier Street

$364,900

Price Change
17d
Detached1 1/2 Storey

95 Grier Street, Belleville

Total Monthly Obligation $2,085

Beds
3
Baths
1
Park
1
Sqft
1500-2000
DOM
17d
Score
26
Yield
6.9%
Cash on Cash
4.3%
Cap Rate
5.5%
5Y IRR
19.0%
10Y IRR
17.4%
Property Type-Detached
MLS® Number-X13870886
Beds-3
Bathrooms-1
Size-1500-2000 sqft
Lot Size-86.5 × 51.98 ft
Listed on site-Oct 6, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,859.06 (2025)
Parking-2 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Royal LePage ProAlliance Realty
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Aluminum Siding
Roof-Shingles
Foundation-Stone
Sewer-Sewer
Possession-flexible
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Welcome to 95 Grier Street, a beautifully updated 3-bedroom home offering comfort, style, and exceptional value in the heart of Belleville. Perfect for first-time buyers, young families, or those looking to downsize, this move-in ready property combines modern updates with a functional layout in a convenient central location close to schools, shopping, parks, public transit, and everyday amenities. The bright, open-concept main floor creates a warm and inviting atmosphere, seamlessly connecting the living, dining, and kitchen areas for easy everyday living and entertaining. The updated kitchen features granite countertops, stainless steel appliances, and direct access to a spacious rear deck, providing the perfect setting for outdoor dining, relaxing, or hosting family and friends. Numerous recent improvements offer both style and peace of mind, including fresh paint, updated trim, and modern lighting throughout. Significant mechanical upgrades include a high-efficiency furnace with smart thermostat (2024), a new lower roof (2023), and a new sewer line from the house to the property line (2024). The main level offers two comfortable bedrooms, while the upper floor provides a third bedroom along with a versatile bonus room that can easily serve as a home office, nursery, playroom, or additional guest space. With thoughtful updates, flexible living space, and an excellent central location, 95 Grier Street is a fantastic opportunity to own a home that's ready to enjoy from day one.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$291,920
Land Transfer Taxes$3,949
Legal Fees (Est.)
$
Total cash required for closing$78,429

Total Monthly Obligation

$2,085/mo
Mortgage $1,472
Monthly Loss $1,698
Principal$387
Interest$1,085
Property Tax$238
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-3.0%4
5-Year IRR
13.4%60
10-Year IRR
13.4%
Returns Index
31.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
26/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,200/yr
NOI
$15,321/yr
Net Cash Flow
-$195/mo
Cash Margin
-9.3%1
Cash Flow Index
0.8/ 100
Risk Profile
Weight: 20%
DSCR
0.8718
LTV Ratio
80.0%18
Vacancy Buffer
4.6 mo78
Risk Index
37.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 95 Grier Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.