443 13th Street W, Owen Sound

$449,900
443 13th Street W

$449,900

New
16d
Detached2-Storey

443 13th Street W, Owen Sound

Total Monthly Obligation $2,435

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
16d
Score
24
Yield
6.3%
Cash on Cash
2.6%
Cap Rate
5.1%
5Y IRR
17.6%
10Y IRR
16.3%
Property Type-Detached
MLS® Number-X13871222
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-36 × 128 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,939 (2025)
Parking-2 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Sutton-Sound Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding
Roof-Metal
Foundation-Stone
Sewer-Sewer
Possession-60-90 days
Neighbourhood-Owen Sound
Title-Residential Freehold

No agent assigned

Welcome to this move-in-ready 3-bedroom, 1.5-bathroom home, perfectly situated on a quiet street in a great neighbourhood. The main floor offers a spacious dining room, ideal for family dinners and entertaining, along with the convenience of a main-floor powder room. Upstairs, you'll find three comfortable bedrooms and a full bathroom. Outside, enjoy the generous fully fenced backyard with plenty of room for kids, pets, gardening, or relaxing. A durable metal roof adds peace of mind, while the overall home is ready for you to simply move in and enjoy. A great opportunity in a quiet, welcoming neighbourhood!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$359,920
Land Transfer Taxes$5,473
Legal Fees (Est.)
$
Total cash required for closing$96,953

Total Monthly Obligation

$2,435/mo
Mortgage $1,815
Monthly Loss $1,957
Principal$478
Interest$1,337
Property Tax$245
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.8%3
5-Year IRR
12.7%55
10-Year IRR
12.8%
Returns Index
28.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,380/yr
NOI
$18,103/yr
Net Cash Flow
-$306/mo
Cash Margin
-12.9%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8316
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo68
Risk Index
33.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 443 13th Street W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.