124 Cromwell Street, Trent Hills

$774,900
124 Cromwell Street

$774,900

New
16d
Detached2-Storey

124 Cromwell Street, Trent Hills

Total Monthly Obligation $3,896

Beds
3
Baths
3
Park
4
Sqft
2000-2500
DOM
16d
Score
17
Yield
4.1%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Detached
MLS® Number-X13871830
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-66 × 132 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$4,748.12 (2026)
Parking-6 - Attached
Basement-None
Heating-Forced Air (Gas)
Brokerage-Royal LePage Our Neighbourhood Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Slab
Sewer-Sewer
Possession-TBD
Neighbourhood-Campbellford
Title-Residential Freehold

No agent assigned

Custom built in 2021, this thoughtfully designed home offers modern finishes and plenty of room to make your own. A welcoming foyer with a generous closet leads into the open-concept main level, where coffered ceilings add character throughout the kitchen, dining area and living room. The large eat-in kitchen features quartz countertops and backsplash, along with plenty of storage in the shaker-style cabinetry. Gather around the dining table or relax in the spacious living room, complete with a rough-in for a future gas fireplace. A walkout extends the living space to the covered deck and fenced backyard. Upstairs, the primary suite includes a spacious walk-in closet and 5-piece ensuite. Two additional well-sized bedrooms feature crown moulding and large windows, complemented by a 6-piece washroom and convenient second-floor laundry. The insulated two-car garage includes a gas hookup for a future heater, while a separate RV parking area offers a 30-amp plug-in. With the elementary school, high school and hospital all within easy walking distance, this home offers comfort and everyday convenience in an established neighbourhood.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$619,920
Land Transfer Taxes$11,973
Legal Fees (Est.)
$
Total cash required for closing$168,453

Total Monthly Obligation

$3,896/mo
Mortgage $3,126
Monthly Loss $3,074
Principal$823
Interest$2,303
Property Tax$396
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
7.1%19
10-Year IRR
8.3%
Returns Index
10.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$19,372/yr
Net Cash Flow
-$1,511/mo
Cash Margin
-57.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 124 Cromwell Street

Time

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