12 Bayshore Crescent, St. Catharines

$799,900
12 Bayshore Crescent

$799,900

New
16d
DetachedBungalow-Raised

12 Bayshore Crescent, St. Catharines

Total Monthly Obligation $4,074

Beds
4
Baths
2
Park
3
Sqft
1100-1500
DOM
16d
Score
18
Yield
4.6%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.8%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-X13872294
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-59.69 × 155.07 ft
Listed on site-Oct 7, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$5,673.93 (2026)
Parking-4 - Attached
Basement-Finished, Walk-Up, Separate Entrance, Full
Heating-Forced Air (Gas)
Brokerage-BOLDT REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-North
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-437 - Lakeshore
Title-Residential Freehold

No agent assigned

Welcome to 12 Bayshore Crescent, beautifully situated in St. Catharines' sought-after Lakeshore area! Just minutes from Lake Ontario, parks, waterfront trails and beaches, with Port Dalhousie and Lakeside Park only a short drive away. This desirable location offers a wonderful blend of peaceful residential living and everyday convenience. Beautifully updated throughout, this raised bungalow features an attached single garage, private driveway with parking for 3 cars, covered front porch and attractive, landscaped exterior. Step inside to a welcoming foyer with new staircase providing access to both the upper and lower levels, coat closet and convenient inside entry to the garage. The spacious main floor features a bright, modern décor with lovely laminate flooring, fresh paint and pot lighting. The inviting layout includes a large living room, separate dining room and eat-in kitchen with ample cabinetry and counter space, plus laundry hookup if desired. Three bedrooms include a spacious primary and a second bedroom with walkout to the raised deck overlooking the rear yard. A 4-piece bathroom completes the main level. The finished lower level offers excellent additional living space or in-law potential, complete with a separate entrance and walk-up to the rear yard. Features include new luxury vinyl flooring, spacious family room with gas fireplace and impressive wall-to-wall brick mantle, second kitchen, huge fourth bedroom with sliding barn door, 3-piece bathroom with built-in linen closet, laundry facilities and plenty of storage. Additional updates include a 125-amp breaker panel, rough-in for central vacuum and electric vehicle charger. The fully fenced backyard offers green space, patio area, raised deck and garden shed with hydro. A wonderful opportunity in a desirable Lakeshore neighbourhood close to amenities, recreation and the waterfront!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,074/mo
Mortgage $3,227
Monthly Loss $3,225
Principal$849
Interest$2,378
Property Tax$473
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%25
10-Year IRR
9.4%
Returns Index
14.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,840/yr
NOI
$22,982/yr
Net Cash Flow
-$1,311/mo
Cash Margin
-42.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Bayshore Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.