30 Pear Tree Avenue, St. Thomas

$489,900
30 Pear Tree Avenue

$489,900

New
17d
Semi-Detached Bungalow

30 Pear Tree Avenue, St. Thomas

Total Monthly Obligation $2,619

Beds
2
Baths
2
Park
2
Sqft
1100-1500
DOM
17d
Score
25
Yield
6.5%
Cash on Cash
3.5%
Cap Rate
5.3%
5Y IRR
18.4%
10Y IRR
16.9%
Property Type-Semi-Detached
MLS® Number-X13872544
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-32.97 × 114.83 ft
Listed on site-Oct 6, 2026
Style-Bungalow
Building Type-Semi-Detached
Taxes-$3,220 (2025)
Parking-2 - None
Basement-Development Potential, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 FIRST CANADIAN CORP
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Easy bungalow living with room to grow. Welcome to 30 Pear Tree Avenue! Built by Hayhoe Homes, this beautifully maintained semi-detached bungalow offers a bright open-concept layout, comfortable main-floor living and exciting basement development potential in a desirable St. Thomas neighbourhood. Whether you're buying your first home or ready to downsize, you'll appreciate the thoughtful layout and inviting finishes. The kitchen flows seamlessly into the dining and living areas, creating a welcoming space for everyday living and entertaining. Hardwood flooring brings warmth to the living room, while upgraded bedroom carpeting adds comfort underfoot. The spacious primary suite is a relaxing retreat, complete with a walk-in closet and a private 4-piece ensuite featuring a soaker tub. A convenient powder room adds everyday practicality, while central air conditioning installed in 2025 provides added comfort. Pride of ownership is evident throughout. The large unfinished basement offers plenty of room to expand. Framing is already completed and rough-ins are in place, providing a head start toward creating additional living space tailored to your needs. A convenient side entrance offers the potential to separate access to the lower level, adding flexibility to the home's layout. Outside, enjoy a partially fenced backyard with space to garden, unwind or spend time with family and friends. Nearby parks, schools, walking trails, shopping and everyday amenities make this a convenient place to call home, with London a short drive away and easy access to Highway 401. Comfort today and potential for tomorrow. Discover the possibilities at 30 Pear Tree Avenue!

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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$391,920
Land Transfer Taxes$6,273
Legal Fees (Est.)
$
Total cash required for closing$105,753

Total Monthly Obligation

$2,619/mo
Mortgage $1,976
Monthly Loss $2,099
Principal$520
Interest$1,456
Property Tax$268
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.7%4
5-Year IRR
13.6%62
10-Year IRR
13.5%
Returns Index
32.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$20,900/yr
Net Cash Flow
-$234/mo
Cash Margin
-8.8%1
Cash Flow Index
0.8/ 100
Risk Profile
Weight: 20%
DSCR
0.8819
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
33.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 30 Pear Tree Avenue

Time

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Data last updated within the past 24 hours.