130 Yorkshire Street N, Guelph

$799,000
130 Yorkshire Street N

$799,000

New
16d
Detached2 1/2 Storey

130 Yorkshire Street N, Guelph

Total Monthly Obligation $4,118

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
16d
Score
20
Yield
5.5%
Cash on Cash
-1.2%
Cap Rate
4.3%
5Y IRR
14.6%
10Y IRR
13.8%
Property Type-Detached
MLS® Number-X13872960
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-42 × 72 ft
Listed on site-Oct 7, 2026
Style-2 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$6,246 (2026)
Parking-4 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Keller Williams Home Group Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-60-89 Days
Neighbourhood-Downtown
Title-Residential Freehold

No agent assigned

This 2 1/2 storey solid red brick beauty, circa 1903, with a large, newly refurbished covered front porch, is anchored in one of old Guelph's charming neighbourhoods! It is within a 10 minute walk to downtown and it's array of coffee shops & restaurants, the weekend Farmer's Market, GO Train, boutique stores, great parks & trails to name only a few! Public transit is also at your fingertips and can easily get you wherever you need to go within the city limits.This thoughtfully maintained century home with ample parking, will be appealing to many; especially multi-generational families. The design, with it's beautiful hardwood floors and crown moulding, features 2 good sized bedrooms with new built-in closets, 1.5 bathrooms, and a spacious loft which begs to be a family room, but could easily be used as a 3rd bedroom, or office space, if desired. The large, bright updated kitchen with an oversized pantry comes complete with a coffee bar, and a newly built-in breakfast nook overlooking the lofty, private outdoor deck. The cozy, light-filled living room, where you instantly feel relaxed, is where you will want to gather with friends, or snuggle up with a good book! The above-grade in-law suite set up with private access offers many uses, whether it be a space for aging parents, a young adult family member, or as a guest suite. The maturely treed backyard is fenced, with a mix of lawn and patio, and is a great spot to host get-togethers during BBQ season. Autumn is a perfect time to step out, so whether you're coming from near or far, put this on your list as a must see!

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$
%
%
$
$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$639,200
Land Transfer Taxes$12,455
Legal Fees (Est.)
$
Total cash required for closing$173,755

Total Monthly Obligation

$4,118/mo
Mortgage $3,223
Monthly Loss $3,270
Principal$848
Interest$2,375
Property Tax$521
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.9%2
5-Year IRR
11.0%42
10-Year IRR
11.3%
Returns Index
22.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,572/yr
NOI
$28,469/yr
Net Cash Flow
-$851/mo
Cash Margin
-23.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7411
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
22.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 130 Yorkshire Street N

Time

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