96 Regent Street, Kawartha Lakes

$529,900
96 Regent Street

$529,900

New
16d
Detached1 1/2 Storey

96 Regent Street, Kawartha Lakes

Total Monthly Obligation $2,732

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
16d
Score
17
Yield
3.8%
Cash on Cash
-7.6%
Cap Rate
3.0%
5Y IRR
9.6%
10Y IRR
9.9%
Property Type-Detached
MLS® Number-X13873004
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-61 × 198 ft
Listed on site-Oct 7, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$2,640 (2026)
Parking-4 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Re/Max All-Stars Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-None
Possession-TBA
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Character, charm and a backyard that seems to go on forever! Set in a sought-after neighbourhood and excellent school district, this inviting 1 & 1/2 -storey home offers a wonderful combination of personality, practical updates and an impressive 198-foot-deep lot. At the heart of the home is a kitchen that truly deserves the title. With soaring ceilings, pot lights and a generous centre island, it has the warm, welcoming feel of a country kitchen-the kind of space where everyone naturally gathers. Wide-plank wood flooring in select areas adds to the home's character, and a number of thoughtful updates provide everyday comfort.The main level offers a bedroom and convenient 2-piece bath, creating flexibility for guests, a home office or those who appreciate having a bedroom on the main floor. Upstairs, you'll find two additional bedrooms and a charming 4-piece bath, complete with a classic porcelain tub that feels perfectly at home in a house with this much personality. Step outside and you'll quickly understand what makes this property special. The updated front deck adds welcoming curb appeal, while the beautiful backyard stretches an impressive 198 feet deep-offering plenty of room for gardens, kids, pets, entertaining or simply enjoying your own outdoor space. A detached garage provides additional storage and possibilities. Important improvements have already been taken care of, including updates to the electrical panel, furnace (2018), eavestroughs, lighting, decks and weatherproofing around the home. Cute, comfortable and filled with character, this is a home that feels a little different from the moment you walk through the door. Add in a fantastic neighbourhood, great schools and that incredible backyard, and you've found a property that's definitely worth a closer look.

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$
%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$423,920
Land Transfer Taxes$7,073
Legal Fees (Est.)
$
Total cash required for closing$114,553

Total Monthly Obligation

$2,732/mo
Mortgage $2,137
Monthly Loss $2,170
Principal$562
Interest$1,575
Property Tax$220
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%13
Cash-on-Cash
-12.7%0
5-Year IRR
5.7%13
10-Year IRR
7.3%
Returns Index
7.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$20,400/yr
NOI
$11,220/yr
Net Cash Flow
-$1,202/mo
Cash Margin
-70.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.444
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo61
Risk Index
27.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 96 Regent Street

Time

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Data last updated within the past 24 hours.