1195 4th Avenue W, Owen Sound

$499,900
1195 4th Avenue W

$499,900

New
16d
DetachedBungalow

1195 4th Avenue W, Owen Sound

Total Monthly Obligation $2,738

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
16d
Score
24
Yield
6.5%
Cash on Cash
2.7%
Cap Rate
5.2%
5Y IRR
17.7%
10Y IRR
16.3%
Property Type-Detached
MLS® Number-X13873156
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-66 × 100 ft
Listed on site-Oct 7, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,162 (2025)
Parking-4 - Detached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Grey Bruce Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Owen Sound
Title-Residential Freehold

No agent assigned

Solid brick bungalow in an established, sought-after neighbourhood, offering the perfect blend of comfort, location and opportunity. Immaculately maintained and lovingly cared for, this 3-bedroom, 2-full-bathroom home features updated windows throughout, central air and forced-air natural gas heating. The main level offers a comfortable layout and a wonderful three-season sunroom - a great spot to relax and enjoy the changing seasons. Downstairs, the large recreation room with gas fireplace provides plenty of space for family movie nights, hobbies or entertaining. Outside, enjoy a manageable lot with a private backyard area and detached garage. The location is hard to beat - walk to downtown, parks, playgrounds, the waterfront and Kelso Beach, all while enjoying the quiet feel of a mature residential neighbourhood. A clean, solid and exceptionally well-cared-for home in a fantastic location, ready to be enjoyed and made your own.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,738/mo
Mortgage $2,016
Monthly Loss $2,208
Principal$531
Interest$1,486
Property Tax$347
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.4%3
5-Year IRR
13.0%57
10-Year IRR
13.0%
Returns Index
29.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,400/yr
NOI
$20,498/yr
Net Cash Flow
-$308/mo
Cash Margin
-11.4%1
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo59
Risk Index
31.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1195 4th Avenue W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.