627 Gilmour Street, Peterborough

$649,900
627 Gilmour Street

$649,900

New
16d
Detached2 1/2 Storey

627 Gilmour Street, Peterborough

Total Monthly Obligation $3,537

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
16d
Score
15
Yield
3.2%
Cash on Cash
-12.5%
Cap Rate
1.9%
5Y IRR
5.8%
10Y IRR
7.1%
Property Type-Detached
MLS® Number-X13873308
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-50 × 110 ft
Listed on site-Oct 7, 2026
Style-2 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$6,480.14 (2026)
Parking-5 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Century 21 United Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Town Ward 3
Title-Residential Freehold

No agent assigned

Classic Old West End centre hall plan, 2.5 storey with finished attic on a particularly attractive block of beautiful homes. Wide boulevards and mature trees enhance the great curb appeal. The original hardwood floors and gumwood are in excellent condition, most windows replaced with high quality Pella windows, kitchen cabinets are cherrywood , 2 piece bath on main, 3 bedrooms up plus easy access to the 3rd floor. Enjoy the gas heat and central air system, large level yard and attractive detached garage. Central "walk everywhere" location close to PRHC and all amenities. Pre-inspected, ready for immediate occupancy.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,537/mo
Mortgage $2,622
Monthly Loss $2,847
Principal$690
Interest$1,932
Property Tax$540
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.2%8
Cash-on-Cash
-16.9%0
5-Year IRR
2.5%5
10-Year IRR
5.0%
Returns Index
3.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$20,904/yr
NOI
$7,833/yr
Net Cash Flow
-$1,969/mo
Cash Margin
-113.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.252
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo45
Risk Index
21.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 627 Gilmour Street

Time

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