33 North Street, St. Catharines

$329,000
33 North Street

$329,000

New
16d
DetachedBungalow

33 North Street, St. Catharines

Total Monthly Obligation $1,962

HausQ Valuation Report
Beds
2
Baths
1
Park
2
Sqft
700-1100
DOM
16d
Score
24
Yield
6.8%
Cash on Cash
2.7%
Cap Rate
5.2%
5Y IRR
17.7%
10Y IRR
16.4%
Property Type-Detached
MLS® Number-X13873344
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-33 × 102 ft
Listed on site-Oct 7, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,123.8 (2025)
Parking-3 - Detached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX ABOUTOWNE REALTY CORP.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBA
Neighbourhood-451 - Downtown
Title-Residential Freehold

No agent assigned

Welcome to this charming, move-in-ready 2-bedroom detached home, where modern updates seamlessly blend with everyday comfort. The inviting interior glows with elegant pot lights and continuous laminate flooring, flowing into a bright, open-concept kitchen equipped with sleek stainless steel appliances and a stylish subway tile backsplash. Outside, a fully fenced backyard with a spacious concrete patio provides the perfect setting for entertaining, while a detached single garage featuring a versatile loft offers abundant room for extra storage or a dedicated workspace. Perfectly situated directly across from a Catholic elementary school and just moments from vibrant downtown St. Catharines, this cozy property offers effortless access to local parks, transit, and shopping, making it an ideal choice for convenient, modern living.

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$
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%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$263,200
Land Transfer Taxes$3,410
Legal Fees (Est.)
$
Total cash required for closing$70,710

Total Monthly Obligation

$1,962/mo
Mortgage $1,327
Monthly Loss $1,613
Principal$349
Interest$978
Property Tax$260
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.9%49
10-Year IRR
12.2%
Returns Index
25.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$22,296/yr
NOI
$12,443/yr
Net Cash Flow
-$290/mo
Cash Margin
-15.6%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
4.9 mo82
Risk Index
37.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 33 North Street

Time

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