95 Victoria Avenue, Belleville

$499,900
95 Victoria Avenue

$499,900

New
16d
Detached2-Storey

95 Victoria Avenue, Belleville

Total Monthly Obligation $2,665

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
16d
Score
25
Yield
6.5%
Cash on Cash
3.8%
Cap Rate
5.4%
5Y IRR
18.6%
10Y IRR
17.1%
Property Type-Detached
MLS® Number-X13873536
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-31.5 × 66.07 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,284 (2026)
Parking-2 - None
Basement-Unfinished
Heating-Radiant (Gas)
Brokerage-Re/Max Quinte Ltd.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Other
Sewer-Sewer
Possession-Immediate
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Welcome to 95 Victoria Avenue, a charming all-brick 2-storey home in Belleville's sought-after Old East Hill, where classic character, thoughtful updates and a walkable lifestyle come together. Offering 3 bedrooms, 1.5 bathrooms and a manageable fenced yard, this is a great option for first-time buyers, downsizers or anyone who wants the convenience of city living. Step inside to a bright kitchen featuring quartz countertops, centre island, built-in microwave and dishwasher, with sightlines through the dining and living areas creating an open, connected feel. Original hardwood flooring adds warmth and character, while the enclosed 3-season front porch offers bonus space for morning coffee, reading, entertaining or watching the neighbourhood go by. A convenient 2-piece powder room completes the main floor. Upstairs, you'll find 3 comfortable bedrooms and a beautifully updated 5-piece bathroom that may just steal the show, cleverly designed to incorporate the washer and dryer for the convenience of second-floor laundry. The spacious, bright attic offers intriguing future potential for additional living space, while the basement provides plenty of storage. The location is a big part of the appeal. Schools, churches, public transit, shopping, restaurants, the library, Market Square and downtown Belleville are all nearby, with the waterfront and trails close enough to become part of your everyday routine. Walk for dinner, browse the market, visit the library or head toward the water and enjoy a slower-paced city lifestyle. Red-brick character, modern updates, a showstopper bathroom, low-maintenance outdoor space and one of Belleville's most charming established neighbourhoods. 95 Victoria Avenue is ready for its next chapter.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,665/mo
Mortgage $2,016
Monthly Loss $2,134
Principal$531
Interest$1,486
Property Tax$274
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.3%4
5-Year IRR
13.8%63
10-Year IRR
13.7%
Returns Index
33.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,736/yr
NOI
$21,678/yr
Net Cash Flow
-$210/mo
Cash Margin
-7.7%1
Cash Flow Index
1.1/ 100
Risk Profile
Weight: 20%
DSCR
0.9020
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
33.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 95 Victoria Avenue

Time

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Data last updated within the past 24 hours.