492 Hopkins Avenue, Peterborough

$399,999
492 Hopkins Avenue

$399,999

New
16d
Detached2-Storey

492 Hopkins Avenue, Peterborough

Total Monthly Obligation $2,286

Beds
4
Baths
2
Park
3
Sqft
1100-1500
DOM
16d
Score
30
Yield
7.7%
Cash on Cash
7.5%
Cap Rate
6.2%
5Y IRR
21.6%
10Y IRR
19.6%
Property Type-Detached
MLS® Number-X13873940
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-36.83 × 89.1 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,570.7 (2026)
Parking-3 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Frank Real Estate
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Other
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

A FOUR-BEDROOM DETACHED CENTURY HOME offering an exceptional opportunity to enter the Peterborough market. Well maintained under the same ownership for more than 30 years, this two-storey home offers a comfortable foundation with flexibility for a first-time buyer, growing family or investor. The main floor features a spacious living area with NEW LAMINATEFLOORING, a practical kitchen, 2-PIECE BATHROOM and access to the rear of the home. Upstairs, FOUR BEDROOMS and a FULL 4-PIECE BATHROOM provide room for family, guests or a dedicated home office. The basement offers laundry and storage, while the additional rear room provides versatile space for a mudroom, hobby area or other use. Outside, a CHARMING FRONT PORCH WITH NEW COMPOSITE DECKING welcomes you home, while the DEEP DRIVEWAY offers parking for several vehicles. The FULLY FENCED BACKYARD is a BLANK CANVAS, ready for a garden, entertaining space, play area or private retreat. Recent exterior improvements have further refreshed the property, complemented by an UPDATED FURNACE AND SHINGLES. Set within an area experiencing continued reinvestment, 492 Hopkins Avenue offers the opportunity to secure a detached four bedroom home at an accessible price point and shape it to suit your vision!

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$319,999
Land Transfer Taxes$4,475
Legal Fees (Est.)
$
Total cash required for closing$85,975

Total Monthly Obligation

$2,286/mo
Mortgage $1,613
Monthly Loss $1,861
Principal$425
Interest$1,189
Property Tax$298
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.9%37
Cash-on-Cash
0.3%8
5-Year IRR
16.0%77
10-Year IRR
15.5%
Returns Index
41.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
30/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,780/yr
NOI
$19,631/yr
Net Cash Flow
$22/mo
Cash Margin
0.9%6
Cash Flow Index
5.6/ 100
Risk Profile
Weight: 20%
DSCR
1.0128
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
39.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 492 Hopkins Avenue

Time

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Data last updated within the past 24 hours.