52 Oldewood Crescent, St. Thomas

$564,900
52 Oldewood Crescent

$564,900

New
15d
DetachedBungalow-Raised

52 Oldewood Crescent, St. Thomas

Total Monthly Obligation $2,991

Beds
4
Baths
3
Park
2
Sqft
1100-1500
DOM
15d
Score
23
Yield
6.2%
Cash on Cash
1.9%
Cap Rate
5.0%
5Y IRR
17.1%
10Y IRR
15.9%
Property Type-Detached
MLS® Number-X13875052
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-45 × 94.99 ft
Listed on site-Oct 8, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$4,047.71 (2026)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ELGIN REALTY LIMITED
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Rec Room
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-None
Possession-Flexible
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Tucked in a popular south-east location and in the sought after Mitchell Hepburn School District, this inviting 3+1 bedroom, 3 bathroom home offers great curb appeal and a wonderful blend of comfort, everyday convenience and updates. Step through the welcoming front entry into a bright main level featuring newer luxury vinyl plank flooring. The spacious living room with a cathedral ceiling is complimented with a front Palladian window, that fills the space with bright natural light. Steps away, the updated kitchen is sure to impress with granite countertops, stainless steel appliances and a patio door walkout to the side deck-perfect for morning coffee or relaxing at the end of the day. For added convenience the main level bathroom has been designed to double as a 5-piece cheater ensuite. Downstairs, discover even more room to enjoy, with a rec room accented with newer carpeting and a cozy gas fireplace. Additionally, this level features the fourth bedroom with potential for a fifth if needed and two additional bathrooms, including one with a relaxing jetted tub. Providing peace of mind, a newer furnace was installed in January 2026. Outside, enjoy the ease of a smaller low-maintenance yard with space still for a garden and play area. With lots to offer, this home not only combines comfort, functionality and flexibility for changing needs, it is an affordable home where you can settle in, grow and make lasting memories.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$451,920
Land Transfer Taxes$7,773
Legal Fees (Est.)
$
Total cash required for closing$122,253

Total Monthly Obligation

$2,991/mo
Mortgage $2,279
Monthly Loss $2,391
Principal$600
Interest$1,679
Property Tax$337
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.8%3
5-Year IRR
12.7%55
10-Year IRR
12.7%
Returns Index
28.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$22,772/yr
Net Cash Flow
-$381/mo
Cash Margin
-13.1%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8316
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
29.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 52 Oldewood Crescent

Time

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