95 Jacobson Avenue, St. Catharines

$499,000
95 Jacobson Avenue

$499,000

New
15d
DetachedBungalow

95 Jacobson Avenue, St. Catharines

Total Monthly Obligation $2,771

HausQ Valuation Report
Beds
5
Baths
2
Park
2
Sqft
700-1100
DOM
15d
Score
22
Yield
6.2%
Cash on Cash
1.1%
Cap Rate
4.8%
5Y IRR
16.5%
10Y IRR
15.3%
Property Type-Detached
MLS® Number-X13875302
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 100 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,599 (2025)
Parking-3 - Attached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-HOMELIFE LANDMARK REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Neighbourhood-461 - Glendale/Glenridge
Title-Residential Freehold

No agent assigned

Welcome to 95 Jacobson Ave - a recently updated home located in a highly sought-after neighbourhood. This property offers excellent investment potential with 3+2 bedrooms, 2 bathrooms, and a fully finished basement featuring a private side entrance, making it ideal for multi-unit living or generating rental income. Recent upgrades include new flooring throughout the entire home, freshly repainted and refinished kitchen cabinets, and the addition of a new quartz countertop, sink, and faucet. All bathrooms have been updated with new vanities and toilets, and the entire home has been freshly painted. Conveniently located close to shopping, public transit, schools, parks, and all essential amenities, this property is a smart addition to any investment portfolio or a perfect option for extended family living.

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$
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$399,200
Land Transfer Taxes$6,455
Legal Fees (Est.)
$
Total cash required for closing$107,755

Total Monthly Obligation

$2,771/mo
Mortgage $2,013
Monthly Loss $2,241
Principal$530
Interest$1,483
Property Tax$383
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.9%49
10-Year IRR
12.1%
Returns Index
25.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,104/yr
NOI
$18,895/yr
Net Cash Flow
-$438/mo
Cash Margin
-16.9%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo59
Risk Index
30.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 95 Jacobson Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.