98 Sanford Avenue S, Hamilton

$629,900
98 Sanford Avenue S

$629,900

New
15d
Detached2 1/2 Storey

98 Sanford Avenue S, Hamilton

Total Monthly Obligation $3,344

Beds
3
Baths
2
Park
1
Sqft
1500-2000
DOM
15d
Score
21
Yield
5.7%
Cash on Cash
-0.6%
Cap Rate
4.5%
5Y IRR
15.1%
10Y IRR
14.2%
Property Type-Detached
MLS® Number-X13875362
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-27.32 × 95 ft
Listed on site-Oct 8, 2026
Style-2 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$5,138.87 (2026)
Parking-1 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Cooling-Central Air
Laundry-No
Fireplace-Other
Pool-None
Facing-West
Exterior-Brick, Stucco (Plaster)
Roof-Metal
Foundation-Unknown
Sewer-Sewer
Possession-flexible
Neighbourhood-St. Clair
Title-Residential Freehold

No agent assigned

Stunning 2.5 storey character home in a sought-after central Hamilton location! Offering exceptional value for the discerning buyer, this well-maintained 1906 home beautifully blends classic charm with modern updates. Step onto the inviting covered front porch and into a main floor featuring high ceilings, durable quality laminate flooring, and a terrific open-concept kitchen. The living room boasts an ornamental fireplace (chimney removed). Upstairs, discover generous bedrooms, two walk-in closets, and a stylish 4-piece bathroom with a separate tub and shower. The versatile 3rd-floor loft makes a perfect primary bedroom, family room, or home office. Includes basement laundry with a 2 piece powder, and a parged, waterproofed basement for peace of mind. Metal roof

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$503,920
Land Transfer Taxes$9,073
Legal Fees (Est.)
$
Total cash required for closing$136,553

Total Monthly Obligation

$3,344/mo
Mortgage $2,541
Monthly Loss $2,675
Principal$669
Interest$1,872
Property Tax$428
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.9%2
5-Year IRR
11.0%43
10-Year IRR
11.4%
Returns Index
22.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,760/yr
NOI
$22,545/yr
Net Cash Flow
-$662/mo
Cash Margin
-22.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7411
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
25.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 98 Sanford Avenue S

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.