19 Scott Street, Kingston

$629,900
19 Scott Street

$629,900

New
15d
DetachedBungalow

19 Scott Street, Kingston

Total Monthly Obligation $3,266

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
15d
Score
18
Yield
4.6%
Cash on Cash
-4.9%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X13875430
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-40 × 67.75 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,206.24 (2026)
Parking-3 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-EXP REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-tbd
Neighbourhood-14 - Central City East
Title-Residential Freehold

No agent assigned

Minutes from Queen's University, this fully renovated home offers the perfect blend of comfort and convenience. Featuring 2+2 bedrooms, 2 full bathrooms, and a detached garage, the property is centrally located with easy access to downtown Kingston and Highway 401.The main floor features a bright, spacious living area (with potential to convert to a fifth bedroom) and a beautifully updated kitchen with timeless finishes including dark shaker cabinetry, white subway tile backsplash, stainless steel appliances, and modern lighting. Two bedrooms and a stylish full bathroom with walk-in shower complete the main level.The fully finished lower level offers two additional bedrooms and a second full bathroom, providing excellent flexibility for family living, guests, or student accommodations.An outstanding opportunity in one of Kingston's most desirable and well-connected neighbourhoods.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$503,920
Land Transfer Taxes$9,073
Legal Fees (Est.)
$
Total cash required for closing$136,553

Total Monthly Obligation

$3,266/mo
Mortgage $2,541
Monthly Loss $2,598
Principal$669
Interest$1,872
Property Tax$351
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.9%23
10-Year IRR
9.0%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$17,214/yr
Net Cash Flow
-$1,106/mo
Cash Margin
-46.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 19 Scott Street

Time

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