16 Ferguson Place, Peterborough

$570,000
16 Ferguson Place

$570,000

New
15d
DetachedBungalow-Raised

16 Ferguson Place, Peterborough

Total Monthly Obligation $3,032

Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
15d
Score
24
Yield
6.5%
Cash on Cash
3.2%
Cap Rate
5.3%
5Y IRR
18.1%
10Y IRR
16.7%
Property Type-Detached
MLS® Number-X13875514
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-40.19 × 96.85 ft
Listed on site-Oct 8, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-16-30
Taxes-$4,299 (2026)
Parking-3 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Flat Rate Realty Corp.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-Northcrest Ward 5
Title-Residential Freehold

No agent assigned

Welcome to 16 Ferguson Place, nestled on a desirable court in Peterborough's sought-after north end. Beautifully finished throughout, this move-in-ready home is perfect for first-time buyers, downsizers, or anyone looking for low-maintenance living without compromising on style. The main level features a bright, open-concept layout with a spacious eat-in kitchen complete with granite countertops, a breakfast bar, and plenty of cabinet space. The inviting living room is ideal for relaxing or entertaining, while the main floor also offers a primary bedroom, two additional bedrooms, and a full 4-piece bathroom. The finished lower level provides even more living space with a large recreation room, a versatile bonus room perfect for a home office, gym, or hobby space, a utility room, and a convenient 3-piece bathroom. Step outside to enjoy the fully fenced, private backyard featuring a spacious deck with a gazebo, an ideal setting for summer barbecues, entertaining, or simply unwinding. Conveniently located close to schools, parks, shopping, public transit, and all the amenities Peterborough's north end has to offer, this home truly checks all the boxes.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$456,000
Land Transfer Taxes$7,875
Legal Fees (Est.)
$
Total cash required for closing$123,375

Total Monthly Obligation

$3,032/mo
Mortgage $2,299
Monthly Loss $2,427
Principal$605
Interest$1,694
Property Tax$358
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.6%4
5-Year IRR
13.7%62
10-Year IRR
13.5%
Returns Index
32.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,960/yr
NOI
$24,465/yr
Net Cash Flow
-$260/mo
Cash Margin
-8.5%1
Cash Flow Index
0.9/ 100
Risk Profile
Weight: 20%
DSCR
0.8919
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
30.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 16 Ferguson Place

Time

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