41 Hincks Street, St. Thomas

$589,500
41 Hincks Street

$589,500

New
15d
Detached2-Storey

41 Hincks Street, St. Thomas

Total Monthly Obligation $2,971

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
15d
Score
21
Yield
5.2%
Cash on Cash
-1.0%
Cap Rate
4.4%
5Y IRR
14.8%
10Y IRR
14.0%
Property Type-Detached
MLS® Number-X13876204
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-61.68 × 132 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$2,617 (2025)
Parking-4 - None
Basement-Half, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Rare Turnkey Opportunity in the Historic Courthouse District - Offered Fully Furnished. Step into effortless elegance where timeless architectural character meets modern comfort. This beautifully updated 3-bedroom, 2-bathroom brick century home is being offered fully furnished with tens of thousands of dollars in high-end designer pieces, allowing you to move straight in without lifting a finger or spending a dollar at the furniture store. An impressive staircase and grand foyer set the tone, leading to light-filled principal rooms adorned with rich flooring and oversized windows. The warm, inviting living room flows naturally into an updated kitchen and dining space, perfect for relaxed evenings or entertaining friends. Upstairs features three comfortable bedrooms and a stylish bathroom. Additional highlights, central air, forced air gas heating, and ample parking with 4 dedicated spaces. Nestled in one of St. Thomas's most desirable historic pockets-just a short commute to London, minutes to Pinafore Park, and an easy drive to Port Stanley beaches. All that's left to do is unpack your suitcase and enjoy.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$471,600
Land Transfer Taxes$8,265
Legal Fees (Est.)
$
Total cash required for closing$127,665

Total Monthly Obligation

$2,971/mo
Mortgage $2,378
Monthly Loss $2,345
Principal$626
Interest$1,752
Property Tax$218
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.7%40
10-Year IRR
11.1%
Returns Index
21.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,852/yr
NOI
$20,650/yr
Net Cash Flow
-$657/mo
Cash Margin
-25.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo55
Risk Index
27.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 41 Hincks Street

Time

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