106 JACOBSON Avenue, St. Catharines

$664,900
106 JACOBSON Avenue

$664,900

New
15d
DetachedBungalow

106 JACOBSON Avenue, St. Catharines

Total Monthly Obligation $3,413

Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
15d
Score
18
Yield
4.7%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X13876412
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-55 × 100 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,274 (2026)
Parking-4 - None
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Rolled
Foundation-Block
Sewer-Sewer
Possession-1-29 days
Neighbourhood-461 - Glendale/Glenridge
Title-Residential Freehold

No agent assigned

BEAUTIFULLY UPDATED BUNGALOW located in desirable south end of St. Catharines. Newly updated top to bottom in 2026 with tasteful decor and designer features, this lovely home has huge curb appeal! Features 1858 sq. ft. of beautifully finished living space, luxury vinyl plank flooring throughout, freshly painted interior and exterior in neutral designer colours. Updated kitchen with white cupboards, quartz counters, pot lights, new s/s appliances. New main floor 4 pc bathroom. Separate entry to basement which features large Recroom with fireplace (never in use by current owner), bedroom, new 3 pc bathroom, games room, office and large laundry/storage room, new sump pump. Enjoy additional income ($3440.73 in 2025) from solar roof panels, approx. 6 years remaining on the contract. Driveway fits 4 vehicles, fully fenced large yard. Ideally located close to the Pen Centre shopping centre, excellent schools, major highways 406 and QEW, public transit, parks, Brock University, and downtown Meridian Arena, PAC, shopping and wonderful restaurants. Perfect turn-key home for first time buyers, or great downsize or investment opportunity. Make it yours!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$531,920
Land Transfer Taxes$9,773
Legal Fees (Est.)
$
Total cash required for closing$144,253

Total Monthly Obligation

$3,413/mo
Mortgage $2,682
Monthly Loss $2,707
Principal$706
Interest$1,976
Property Tax$356
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.4%26
10-Year IRR
9.4%
Returns Index
14.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,008/yr
NOI
$19,133/yr
Net Cash Flow
-$1,088/mo
Cash Margin
-42.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo46
Risk Index
23.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 106 JACOBSON Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.