10 Church Street, Kawartha Lakes

$419,999
10 Church Street

$419,999

New
15d
Detached2-Storey

10 Church Street, Kawartha Lakes

Total Monthly Obligation $2,344

HausQ Valuation Report
Beds
4
Baths
1
Park
4
Sqft
1500-2000
DOM
15d
Score
48
Yield
8.8%
Cash on Cash
12.9%
Cap Rate
7.4%
5Y IRR
26.0%
10Y IRR
23.4%
Property Type-Detached
MLS® Number-X13876754
Beds-4
Bathrooms-1
Size-1500-2000 sqft
Lot Size-82.24 × 118 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,297 (2025)
Parking-5 - Detached
Basement-Partial Basement
Heating-Baseboard (Propane)
Brokerage-COLDWELL BANKER - R.M.R. Real Estate
Cooling-None
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Metal, Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Manilla
Title-Residential Freehold

No agent assigned

Welcome to 10 Church St, Manilla, where you'll find the space that's getting harder to come by with an affordable price. Set on an impressive 83.84 x 122.62 ft corner lot, this 4-bedroom home offers over 1,700 sq. ft. of living space with room to grow. Inside, you'll find two comfortable living areas, including a warm and inviting living room with vaulted ceilings and a cozy wood stove. Recently painted throughout (2026), a brand-new propane furnace (2026), and updated windows and exterior doors mean a handful of items are already taken care of, leaving you free to add your own improvements and touches. Outside, the detached insulated garage is ready for projects, hobbies, or extra storage, while the extra-wide corner lot offers plenty of outdoor space to enjoy, whether that's gardening, entertaining, or simply soaking up the quieter pace of country living. Just 20 minutes to both Port Perry and Lindsay, you'll enjoy the best of small-town living with everyday amenities close by!

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%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$335,999
Land Transfer Taxes$4,875
Legal Fees (Est.)
$
Total cash required for closing$90,375

Total Monthly Obligation

$2,344/mo
Mortgage $1,694
Monthly Loss $1,898
Principal$446
Interest$1,248
Property Tax$275
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.0%50
Cash-on-Cash
5.5%25
5-Year IRR
20.3%92
10-Year IRR
19.0%
Returns Index
56.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
48/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,804/yr
NOI
$25,327/yr
Net Cash Flow
$416/mo
Cash Margin
13.6%43
Cash Flow Index
42.9/ 100
Risk Profile
Weight: 20%
DSCR
1.2550
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
45.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Church Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.