89 Stoney Brook Crescent, St. Catharines

$574,900
89 Stoney Brook Crescent

$574,900

Price Change
15d
Semi-Detached Backsplit 4

89 Stoney Brook Crescent, St. Catharines

Total Monthly Obligation $3,074

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
15d
Score
18
Yield
4.5%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.9%
Property Type-Semi-Detached
MLS® Number-X13876770
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30.18 × 114.83 ft
Listed on site-Oct 8, 2026
Style-Backsplit 4
Building Type-Semi-Detached
Taxes-$4,557 (2026)
Parking-3 - Attached
Basement-Full, Walk-Up, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 HERITAGE GROUP LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Rolled
Foundation-Poured Concrete
Sewer-Sewer
Possession-30 days
Neighbourhood-453 - Grapeview
Title-Residential Freehold

No agent assigned

Looking for a family friendly spacious 4 level backsplit home? Look no further - this property is perfect for growing families and empty nesters alike! Three bedrooms, 2 full bathrooms, family room , separate basement entrance with in-law potential. Recently renovated kitchen, fresh paint and custom California Shutters throughout the home, quartz kitchen counters, new interior doors, both bathrooms have been updated, new garage door, fully fenced backyard - there is truly nothing to do but enjoy this move-in ready home. Located in a desirable location of St Catharine's close to dining, shopping, schools, Sunset Beach, Niagara Health System Hospital and many country fresh markets. Come and see it today!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$459,920
Land Transfer Taxes$7,973
Legal Fees (Est.)
$
Total cash required for closing$124,453

Total Monthly Obligation

$3,074/mo
Mortgage $2,319
Monthly Loss $2,463
Principal$610
Interest$1,709
Property Tax$380
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.1%1
5-Year IRR
7.0%18
10-Year IRR
8.3%
Returns Index
10.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,728/yr
NOI
$14,098/yr
Net Cash Flow
-$1,144/mo
Cash Margin
-53.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
25.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 89 Stoney Brook Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.