275 Pelham Road 13, St. Catharines

$419,900
275 Pelham Road 13

$419,900

New
15d
Condo Townhouse2-Storey

275 Pelham Road 13, St. Catharines

Total Monthly Obligation $2,682

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
1200-1399
DOM
15d
Score
22
Yield
7.2%
Cash on Cash
-0.2%
Cap Rate
4.5%
5Y IRR
15.4%
10Y IRR
14.5%
Property Type-Condo Townhouse
MLS® Number-X13876858
Beds-3
Bathrooms-2
Size-1200-1399 sqft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Condo Townhouse
Age-31-50
Taxes-$3,409 (2025)
Maintenance-$503.91/mo
Locker-None
Parking-1 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-Flexible
Neighbourhood-462 - Rykert/Vansickle
Title-Residential Condo & Other

No agent assigned

Welcome to 275 Pelham Road, Unit 13 - a spacious and functional 3 bedroom, 1.5 bathroom two-storey condo townhouse offering a great layout for everyday living. The main floor has a natural flow between the kitchen, dining and living areas, while still giving each space its own identity. Sliding doors off the dining room lead directly to a private outdoor area, making it easy to extend your living space outside for summer dinners, entertaining or simply relaxing. Upstairs, the three bedrooms are surprisingly spacious, providing plenty of room for a family, guests or a home office. The primary is quite large and enjoys ensuite privilege and double closets for comfort and convenience. The full-size basement is unfinished and currently provides excellent storage and exercise space, with plenty of potential to create additional finished living space in the future. One dedicated parking space is conveniently located directly in front of the unit. A practical, comfortable home with a layout that makes excellent use of its space and offers room to grow.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$335,920
Land Transfer Taxes$4,873
Legal Fees (Est.)
$
Total cash required for closing$90,353

Total Monthly Obligation

$2,682/mo
Mortgage $1,694
Monthly Loss $2,236
Principal$446
Interest$1,248
Property Tax$284
Condo Fees$504
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.7%2
5-Year IRR
11.4%46
10-Year IRR
11.9%
Returns Index
23.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,060/yr
NOI
$15,198/yr
Net Cash Flow
-$427/mo
Cash Margin
-17.1%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
30.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 275 Pelham Road 13

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.