21 Elterwater Avenue, Crystal Bay - Rocky Point - Bayshore

$809,900
21 Elterwater Avenue

$809,900

New
15d
DetachedBungalow

21 Elterwater Avenue, Crystal Bay - Rocky Point - Bayshore

Total Monthly Obligation $4,026

HausQ Valuation Report
Beds
4
Baths
2
Park
4
Sqft
700-1100
DOM
15d
Score
18
Yield
4.5%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X13876862
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-65 × 100 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,614 (2026)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TEAM REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas, Rec Room
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-7002 - Crystal Beach
Title-Residential Freehold

No agent assigned

Welcome to 21 Elterwater Avenue - a beautifully updated 3+1 bedroom, 2 full bathroom home in the highly desirable Crystal Beach neighbourhood! A fantastic location to enjoy convenient access to DND, the Ottawa River, Nepean Sailing Club and beautiful Andrew Haydon Park, along with nearby shopping, recreation, schools and transit. The bright and inviting main level features hardwood flooring, a stylish updated kitchen with quartz countertops, updated bathrooms, and comfortable living spaces perfect for everyday life and entertaining. The recently renovated lower level is a standout, offering a beautiful bathroom, kitchen, legal bedroom with large window as well as a spacious recreation area. This versatile space provides plenty of options for extended family, guests or the potential for rental income. The 2 car tandem garage offers the option to park two cars on those snowy nights. With its updated interior, flexible lower-level living space and fantastic west-end location, 21 Elterwater Ave is a wonderful opportunity to call Crystal Beach home! Renovated Basement 2026, Furnace 2026, Metal Roof, Vinyl Windows

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$647,920
Land Transfer Taxes$12,673
Legal Fees (Est.)
$
Total cash required for closing$176,153

Total Monthly Obligation

$4,026/mo
Mortgage $3,267
Monthly Loss $3,167
Principal$860
Interest$2,407
Property Tax$385
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.8%1
5-Year IRR
8.7%27
10-Year IRR
9.6%
Returns Index
14.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,720/yr
NOI
$23,934/yr
Net Cash Flow
-$1,272/mo
Cash Margin
-41.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
21.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 21 Elterwater Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.