39 South Edgeware Road, St. Thomas

$484,900
39 South Edgeware Road

$484,900

Sold Conditional Escape
20d
DetachedBacksplit 4

39 South Edgeware Road, St. Thomas

Total Monthly Obligation $2,599

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
20d
Score
21
Yield
5.3%
Cash on Cash
-1.7%
Cap Rate
4.2%
5Y IRR
14.2%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-X13876898
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-55.69 × 143.74 ft
Listed on site-Oct 3, 2026
Style-Backsplit 4
Building Type-Detached
Age-31-50
Taxes-$3,220 (2025)
Parking-6 - None
Basement-Full
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER BEAVER REALTY BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-Inground
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Welcome to St Thomas and what it has to offer. This 4 level back split is ready for your family. This home is prefect for everyone, located in walking distance to schools and parks. You will want to enjoy a "STAYCATION" for the next few years once you see this beautiful backyard OASIS with fruit trees and a heated in-ground pool and hot tub! The pool is double fenced and perfect for a young family. The spacious living room is perfect for entertaining, and could include a dining area if you would prefer. Upstairs includes 3 bright bedrooms and a large main bath. The lower level has a convenient 2 piece bath, along with a large family room and cozy natural fireplace for the chilly nights. The basement has an abundance of storage along with 2 dens, and a good sized laundry room. This beautiful home is just under 2000sq total square footage and has been freshly painted. Roof is 2021, furnace and A/C is 2023, pool heater 2018, pool liner 2022. Grab it before it is sold!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$387,920
Land Transfer Taxes$6,173
Legal Fees (Est.)
$
Total cash required for closing$104,653

Total Monthly Obligation

$2,599/mo
Mortgage $1,956
Monthly Loss $2,085
Principal$515
Interest$1,441
Property Tax$268
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.7%34
10-Year IRR
10.4%
Returns Index
17.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,908/yr
NOI
$15,597/yr
Net Cash Flow
-$656/mo
Cash Margin
-30.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo64
Risk Index
30.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 South Edgeware Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.