45 Oarsman Crescent, St. Catharines

$1,449,000
45 Oarsman Crescent

$1,449,000

Sold Conditional Escape
15d
DetachedBungalow

45 Oarsman Crescent, St. Catharines

Total Monthly Obligation $7,003

Beds
3
Baths
4
Park
4
Sqft
2500-3000
DOM
15d
Score
13
Yield
2.0%
Cash on Cash
-15.8%
Cap Rate
1.2%
5Y IRR
3.3%
10Y IRR
5.2%
Property Type-Detached
MLS® Number-X13877150
Beds-3
Bathrooms-4
Size-2500-3000 sqft
Lot Size-58.09 × 114.9 ft
Listed on site-Oct 8, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$9,396 (2025)
Parking-6 - Attached
Basement-Finished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-RE/MAX GARDEN CITY UPHOUSE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Family Room
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-439 - Martindale Pond
Title-Residential Freehold

No agent assigned

A Rare Opportunity in One of Niagara's Most Coveted Neighbourhoods. Welcome to an exceptional Port Dalhousie residence where timeless design, thoughtful renovations, and an enviable location come together. This approx. 2,700 sq. ft. bungaloft, built in 2002 and extensively remodeled since 2021, offers the look and finish of a new home with the character of one of the region's most sought-after communities. Near the Henley course, it is surrounded by Martindale Pond and Lake Ontario, with waterfront trails steps away. A wraparound front porch opens to a spacious formal entry. The main level has a private office with custom built-ins and an impressive open-concept living space. The eat-in kitchen showcases premium appliances and flows into dining and living areas, highlighted by 19-foot vaulted ceilings and custom cabinetry around the gas fireplace. Patio doors extend outdoors to a landscaped courtyard with oversized aggregate-ideal for entertaining or quiet mornings. The main-floor primary suite is a private retreat, with a generous walk-in closet and a renovated five-piece ensuite finished in today's luxury. Upstairs: a second bedroom, four-piece bath, and loft landing with built-in desk overlooking the living and dining areas. The finished basement is built for entertaining, with 8'7" ceilings, a family room with pool table, wet bar and media area, a large guest bedroom, three-piece bath, and walk-up access to the garage. The showpiece is a dedicated home theatre with tiered seating, oversized screen, custom lighting, and immersive sound. An attached double garage connects to the basement and a laundry with custom cabinetry. Outside, enjoy a community pool and tennis courts on quiet, picturesque streets. Add the waterfront, trails, village atmosphere, and Port Dalhousie lifestyle, and this is more than a home-it is a chance to live exceptionally well in one of Niagara's most desirable communities. Beautifully renovated. Exceptionally located. Truly move-in ready.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,159,200
Land Transfer Taxes$25,455
Legal Fees (Est.)
$
Total cash required for closing$316,755

Total Monthly Obligation

$7,003/mo
Mortgage $5,845
Monthly Loss $5,465
Principal$1,538
Interest$4,307
Property Tax$783
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
0.8%7
Cash-on-Cash
-18.7%0
5-Year IRR
1.1%4
10-Year IRR
3.8%
Returns Index
2.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$12,024/yr
Net Cash Flow
-$4,843/mo
Cash Margin
-201.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.171
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
13.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Oarsman Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.