2 Ravensdale Road, Cobourg

$699,000
2 Ravensdale Road

$699,000

New
15d
DetachedSidesplit

2 Ravensdale Road, Cobourg

Total Monthly Obligation $3,558

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
15d
Score
20
Yield
5.2%
Cash on Cash
-1.6%
Cap Rate
4.2%
5Y IRR
14.3%
10Y IRR
13.6%
Property Type-Detached
MLS® Number-X13877466
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-68.38 × 125 ft
Listed on site-Oct 8, 2026
Style-Sidesplit
Building Type-Detached
Age-51-99
Taxes-$4,366.09 (2026)
Parking-6 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-eXp Realty, Brokerage
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding, Brick
Roof-Shingles
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Located in one of Cobourg's most sought-after neighbourhoods, this inviting side-split offers over 1,700 sq. ft. of living space in a family-friendly setting just steps from Lake Ontario. The second level features an updated kitchen and dining room with hardwood flooring and large bay window. The main level offers a spacious family room with a fireplace and walk-out to the back deck. Outside, the private, fully fenced yard is surrounded by mature trees, creating a peaceful space for children, pets, entertaining, or simply enjoying the outdoors. Upstairs, three bedrooms and a full bathroom provide comfortable space for the whole family. The partially finished basement offers additional flexible space with plenty of potential to complete to suit your needs. Set on a quiet dead-end court close to hiking trails, the beach, and Lake Ontario, this home offers the best of a peaceful neighbourhood while remaining just a short drive from downtown Cobourg, restaurants, shopping, and everyday amenities.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$3,558/mo
Mortgage $2,820
Monthly Loss $2,816
Principal$742
Interest$2,078
Property Tax$364
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%22
Cash-on-Cash
-6.5%2
5-Year IRR
10.5%39
10-Year IRR
11.0%
Returns Index
20.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,564/yr
NOI
$24,042/yr
Net Cash Flow
-$816/mo
Cash Margin
-26.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7110
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
24.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2 Ravensdale Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.