86 SPRINGSTEAD Avenue, Hamilton

$759,900
86 SPRINGSTEAD Avenue

$759,900

New
15d
Detached2-Storey

86 SPRINGSTEAD Avenue, Hamilton

Total Monthly Obligation $3,892

Beds
3
Baths
3
Park
1
Sqft
1100-1500
DOM
15d
Score
18
Yield
4.8%
Cash on Cash
-3.8%
Cap Rate
3.8%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Detached
MLS® Number-X13877542
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-34.71 × 99.61 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$5,423 (2026)
Parking-2 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT GOLFI REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-Stoney Creek
Title-Residential Freehold

No agent assigned

Welcome to Community Beach, where lakeside living meets everyday convenience! Ideally located just minutes from the waterfront, Fifty Point Conservation Area, parks, Winona Crossing, shopping, restaurants and quick QEW access, this beautifully maintained 3-bedroom, 3-bathroom home offers a fantastic lifestyle in one of Stoney Creek's most desirable communities. Inside, the bright and inviting main floor features hardwood flooring, an open-concept living and dining area with fireplace, convenient powder room and inside entry from the garage. The spacious eat-in kitchen is finished with quartz countertops, stainless steel appliances, subway tile backsplash, ample cabinetry and a dinette with walkout to the backyard. Upstairs, the generous primary bedroom offers its own walkout to a private terrace, creating a unique outdoor extension of the space. Two additional well-sized bedrooms, including one with a walk-in closet, and a 5-piece main bathroom with double vanity complete the upper level. The finished lower level adds even more living space with a comfortable recreation area, 4-piece bathroom, spacious laundry room and cold cellar. Step outside to an entertainer's backyard designed for relaxing and hosting, featuring a large deck with pergola, built-in BBQ and bar fridge, plus a propane line ready for a patio fire table. A dedicated concrete pad with electrical already in place offers the perfect setup for a future hot tub. The heated garage provides additional year-round comfort and versatility and is wired for electric vehicle charging. With the lake nearby, excellent amenities at your fingertips and easy highway access for commuters, this move-in-ready home offers an exceptional lifestyle in one of Stoney Creek's most desirable lakeside communities.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$607,920
Land Transfer Taxes$11,673
Legal Fees (Est.)
$
Total cash required for closing$165,153

Total Monthly Obligation

$3,892/mo
Mortgage $3,065
Monthly Loss $3,086
Principal$807
Interest$2,259
Property Tax$452
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.4%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,600/yr
NOI
$23,017/yr
Net Cash Flow
-$1,147/mo
Cash Margin
-37.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 86 SPRINGSTEAD Avenue

Time

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Data last updated within the past 24 hours.