225 Summerfield Drive, Guelph

$975,000
225 Summerfield Drive

$975,000

Price Change
15d
Detached2-Storey

225 Summerfield Drive, Guelph

Total Monthly Obligation $4,946

Beds
4
Baths
4
Park
2
Sqft
2000-2500
DOM
15d
Score
19
Yield
5.1%
Cash on Cash
-2.5%
Cap Rate
4.0%
5Y IRR
13.6%
10Y IRR
13.0%
Property Type-Detached
MLS® Number-X13877612
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-40.42 × 105.45 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,659 (2025)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Real Broker Ontario Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Living Room
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Pineridge/Westminster Woods
Title-Residential Freehold

No agent assigned

Room to grow, space to breathe, and the big-ticket updates already done. This beautifully maintained family home offers the flexible layout today's buyers are looking for, just off Victoria Rd with quick access to the 401 for commuters.Step inside to a bright living room with a soaring cathedral ceiling and a cozy gas fireplace, a separate dining room for hosting, and a main-floor den/family room behind French doors, perfect as a home office, playroom, or quiet retreat. The kitchen's sunny dinette walks out to the patio, and a practical mud room keeps everyday clutter where it belongs.Upstairs, the primary suite features a fully renovated ensuite (2021). The finished lower level adds serious living space with a large family/rec room with a second gas fireplace, an additional bedroom for guests or teens, and the laundry room.Out back, enjoy a private, professionally landscaped and fully fenced yard, kept lush with an inground irrigation system, so you get the curb appeal without the hose-dragging. Peace-of-mind updates include roof (2015), water softener (2023), and renovated primary ensuite (2021). Move-in ready and waiting for its next family.

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%
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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$780,000
Land Transfer Taxes$15,975
Legal Fees (Est.)
$
Total cash required for closing$212,475

Total Monthly Obligation

$4,946/mo
Mortgage $3,933
Monthly Loss $3,911
Principal$1,035
Interest$2,898
Property Tax$638
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.8%1
5-Year IRR
10.2%37
10-Year IRR
10.8%
Returns Index
19.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$50,040/yr
NOI
$32,877/yr
Net Cash Flow
-$1,193/mo
Cash Margin
-28.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
19.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 225 Summerfield Drive

Time

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